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Treasury Analyst Salary in Massachusetts, USA

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Sr Financial Analyst, Division FP&A
Thermo Fisher Scientific, Waltham
Work ScheduleOtherEnvironmental ConditionsOfficeJob DescriptionAt Thermo Fisher Scientific, our Finance teams are important to our business and functional teams to make educated, sound decisions that drive our Mission and make us a stable and trusted industry leader. From Financial Planning & Analysis, Tax, Treasury, Financial Reporting, Audit, Investor Relations, Strategy & Corporate Development to Accounting, our Finance functions have a diverse and global presence, providing significant opportunities to develop outstanding career experiences and perspectives as part of the world leader serving science.How will you make an impact?The Senior Financial Analyst will join the Single-Use Technologies Division FP&A team and will be an important business partner that provides strategic financial support, analysis, and reporting to division leadership. The role offers a unique position to learn and contribute to multiple businesses supporting the global bioproduction market.A Day in the Life:Assist in preparation of monthly and quarterly business reviews with the opportunity to pitch to VP/President-level executives.Develop, standardize, and improve regular analyses and reports to share business and financial insights, and support the monthly/quarterly/annual forecasting and budgeting process.Monthly OPEX reporting and forecasting-includes selling, G&A, marketing, and R&D activities.Drive a continuous improvement approach with a focus on automation, processes improvement, and increased business partner support where applicable.Provide financial leadership and be an active partner to the Product Management team.Guide Annual Operating Plan (AOP) as well as play a key role in the preparation of the long-term strategy (STRAP).Monitor capital spend and cash flow drivers to align business execution with AOP commitments.Leverage and build upon data warehouse reporting through insightful and intuitive PowerBI reports.Independently investigate data issues and collaborate with functional business partners to improve data quality.Analyze the profitability of products and services, identify P&L drivers including manufacturing and SIOP to identify risks and opportunities, and drive actions.Translate business inputs into financial assumptions, build and maintain forecast models to project future business trends, results, etc.Keys to Success:EducationBachelor's and/or Master's degree in Accounting, Finance, Economics, or Business-related fields.CMA, CPA, CFA or other relevant certifications preferred.Experience4+ years of relevant experience in financial analysis, reporting, accounting, and business partneringMicrosoft Excel super user with sophisticated knowledge of pivots, charts, and formulas.Experience with financial software tools such as Oracle EPM, PowerBI, and ERPs preferred.Knowledge, Skills, AbilitiesAbility to develop high levels of credibility and forge positive professional relationships with peers, and upper management.Proven history of driving improvement in execution.Effective verbal and written communication skills, able to summarize and present information clearly.Attention to detail and consistently delivering high-quality work. Ability to learn quickly and multi-task in fast paced environment.We offer competitive salary, an annual incentive bonus plan, 401K with company match up to 6%, tuition reimbursement, and a range of other employee benefits!Compensation and BenefitsThe salary range estimated for this position based in Massachusetts is $93,800.00-$140,675.00.This position may also be eligible to receive a variable annual bonus based on company, team, and/or individual performance results in accordance with company policy. We offer a comprehensive Total Rewards package that our U.S. colleagues and their families can count on, which includes:A choice of national medical and dental plans, and a national vision plan, including health incentive programsEmployee assistance and family support programs, including commuter benefits and tuition reimbursementAt least 120 hours paid time off (PTO), 10 paid holidays annually, paid parental leave (3 weeks for bonding and 8 weeks for caregiver leave), accident and life insurance, and short- and long-term disability in accordance with company policyRetirement and savings programs, such as our competitive 401(k) U.S. retirement savings planEmployees' Stock Purchase Plan (ESPP) offers eligible colleagues the opportunity to purchase company stock at a discountFor more information on our benefits, please visit: https://jobs.thermofisher.com/global/en/total-rewards
Portfolio Risk Officer I
Rockland Trust, Norwood
JOB DESCRIPTIONThe key objectives of this role include assimilating, analyzing, monitoring and reporting credit risk information flowing up from the loan level to the portfolio level to inform and deliver knowledge to drive strategic and tactical portfolio management decisions, which have meaningful impact to the Bank's financial and operating performance.The role involves engaging and communicating with a wide-variety of stakeholders ranging from members of the Executive Leadership Team (ELT) to senior managers in numerous areas across the Bank including: credit, lending, finance, risk management, loan operations, loan review, internal audit, compliance, treasury, information technology and data governance, as well as third-party stakeholders (e.g., consultants, external auditors, investors, analysts, regulators, etc.).RESPONSIBILITIESPerform in-depth risk analysis of the Bank's loan portfolio, focusing on both commercial and consumer lending segmentsMonitor and assess overall portfolio and portfolio segment performance, identifying emerging risks and risk trends to provide proactive risk management insights about asset quality and portfolio concentration riskDevelop, produce and deliver detailed portfolio risk reports to executive management, the board of directors and other stakeholdersCommunicate effectively regarding the quality and credit risk of loan portfolio assets, using both written reports and verbal presentationsCollaborate with cross-functional teams to produce portfolio reporting for external parties, including equity and debt analysts, investors and regulatory agenciesDesign and maintain sophisticated risk analyses and reports to evaluate portfolio risk, support strategic decision-making, and improve overall portfolio qualityAssist with portfolio stress testing and scenario analysis to measure the impact of various economic conditions on portfolio resilienceProvide support for the quarterly allowance for credit loss (CECL/ACL) estimation processBuild, enhance, and maintain workflow automation for portfolio risk reporting and analysisCreate and maintain dashboards, views and visualizations of portfolio measures, transforming data into useful information for consumption by key stakeholdersDraft and curate portfolio risk reporting workflow procedures to ensure business continuityPerform deep dives into various portfolio segments as directed (e.g., CRE segments such as Office, Multi-Family, etc.)Support credit risk key indicator (KPI/KRI) reporting, as part of the Bank's risk metrics reporting processesComplete ad hoc and special projects, as assignedMentor and guide junior team members/internsSupport fostering a culture of risk awareness and continuous improvementQUALIFICATIONSBachelor's degree in finance, economics, business, or a related field. An advanced degree (e.g., MBA, CFA) is highly desirableMinimum of 3-5 years of experience in portfolio risk analysis within the banking or financial services sectorIn-depth knowledge of commercial and consumer lending products, including C&I loans, CRE mortgages, residential mortgages, home equity loans, and personal consumer loansStrong analytical skills with a proven ability to interpret complex financial data and identify key risk factorsExcellent written and verbal communication skills, with the ability to present complex information clearly and concisely to senior stakeholdersStrong proficiency and comfort with information technology solutions including the Microsoft Office suite of applications, SAS, Alteryx, Tableau, PowerBI and/or other data management, analytical, and risk management software applications Working knowledge of databases and structured query language (SQL)Demonstrated teamwork abilitiesOur goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an award winning Wellness program and much more!At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law.Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.