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Credit Manager Salary in Texas, USA

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Work with Sales to restructure transactions that do not meet ROA floor/targets due to risk issues/ratings. Support Sales team to develop custom pricing on transactions with non-standard terms. Provide rationale and support on transactions that require ROA exceptions. 6. Responsible for leading the take-out/acquisition process for funding new business, including real estate and working capital loans. Additionally, the Manager is responsible for the post funding documentation review, including quality control due diligence in conjunction with Commercial Risk. 7. The Manager is responsible for leading and structuring real estate originations requests and working closely with the real estate manager up to and through closing. 8. Support B2B mobility and digital/data initiatives and products, including initial structuring and subsequent underwriting as required (examples: track lease, subscription, ride-share, service loaners). 9. Effectively coach, counsel and develop staff on a daily basis as well as in the annual and mid-year PER process. Utilize the diverse talents of the staff by efficiently managing staff's time, materials and budget while focusing on goals and vision of HCA.Knowledge and Skills: • Possess a high level of subject matter expertise in dealership ops and financial statements • Excellent understanding of factors that impact the auto business & dealer profitability • Exposure to loan policies and procedures • Proficient in MS Word, Excel, PowerPoint, Outlook and MS Office products • Previous management experience including the ability to train and develop employees • Strong written and verbal communication skills; ability to present to all levels of management • Team oriented, strong interpersonal skillsQualifications• 10+ years of related experience in bank or captive commercial automotive lending. 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This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information.We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA"). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at [email protected].
Manager, Site Selection and Location Advisory Team
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All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law.Any unsolicited resumes submitted through our website or to Baker Tilly US, LLP, employee e-mail accounts are considered property of Baker Tilly US, LLP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly US, LLP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. ResponsibilitiesBaker Tilly is looking for a Manager to join our Site Selection and Location Advisory Team in our Real Estate Advisory Services Group!Work on engagements primarily related to determining the optimal location for corporate clients and securing state and local incentives on behalf of private sector clients. Responsibilities will include conducting analysis on labor, utilities, supply chain, infrastructure support, and other criteria that drive a location decision. Utilize databases and other resources to assist clients in their location decision. Conduct research on state and local tax credit and incentive programs. Prepare applications on behalf of clients to apply for and secure state and local tax credits and incentives. Assist with research and development of firm published thought leadership. Managers are typically responsible for project management, client interaction, and third-party agency interaction, so strong communication skills (written and verbal) is a must. Individuals in these roles will often present material and assist in leading meetings to executive level clients, so comfort with that responsibility is desired. Collaborating closely with an experienced team of problem solvers and leveraging data analysis and visualization tools, you will help clients analyze and resolve complex business issues as well as identify strategic opportunities.What you will do:Lead engagements primarily focused on site selection and securing state and local incentives for private sector clientsWork with clients in a wide-range of industries and project types to seek discretionary state and local incentives to support their projectsDevelop frameworks for comparative analysis on qualitative and quantitative metricsPerform financial analysis around net present value (NPV), IRR or other return metricsDevelop narrative and summary format reports for client deliverablesInteract with agencies and organizations in communicating project needs on behalf of a client and gathering necessary project informationEfficiently immerse and gain knowledge in a variety of industries as needed on a project basisDemonstrate excellent team skills, positive attitude, and high ethical standardsA willingness to work in a fast paced, project-based environmentMaintain and expand knowledge base in area of expertise, comply with continuing education requirements; participate in professional organizations, independent study, etc.QualificationsQualifications: Bachelor's degree in Real Estate, Finance, Engineering, Urban Planning, Economics or Data Science Minimum of five (5) years of relevant experience, preferably in a consulting roleDemonstrated analytical, problem-solving, organizational, interpersonal, project management, communication, and problem-solving skills requiredAbility to provide exceptional client service, demonstrate commitment to continuous learning, display appropriate ethical knowledge and commitment, and exhibit a sense of urgency and commitment to quality and the timely completion of dutiesProven ability to handle multiple projects simultaneously, prioritize tasks, maintain attention to detail, and manage project budgetsUnderstanding and ability to review industrial sites for project viabilityStrong Microsoft Excel skills required, including operational and financial modelingArcGIS experience is strongly preferredExperience with data analytics processes and visualization platforms is strongly preferredExperience with or sound understanding of industrial utility infrastructure (electric, gas, water, wastewater)Strong writing skills requiredAvailability to travel for client related workIf you'd like to see more about what potential work would be involved with this role, feel free to visit the following sites for more information:Site Selection & Location StrategyReal Estate Valuation & Advisory ServicesAdditional InformationFor California, Colorado, New York and Washington: The compensation range for this role is $113,640 to $240,850. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location.
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ResponsibilitiesBaker Tilly is looking for a Manager to join our Site Selection and Location Advisory Team in our Real Estate Advisory Services Group!Work on engagements primarily related to determining the optimal location for corporate clients and securing state and local incentives on behalf of private sector clients. Responsibilities will include conducting analysis on labor, utilities, supply chain, infrastructure support, and other criteria that drive a location decision. Utilize databases and other resources to assist clients in their location decision. Conduct research on state and local tax credit and incentive programs. Prepare applications on behalf of clients to apply for and secure state and local tax credits and incentives. Assist with research and development of firm published thought leadership. Managers are typically responsible for project management, client interaction, and third-party agency interaction, so strong communication skills (written and verbal) is a must. Individuals in these roles will often present material and assist in leading meetings to executive level clients, so comfort with that responsibility is desired. Collaborating closely with an experienced team of problem solvers and leveraging data analysis and visualization tools, you will help clients analyze and resolve complex business issues as well as identify strategic opportunities.What you will do:Lead engagements primarily focused on site selection and securing state and local incentives for private sector clientsWork with clients in a wide-range of industries and project types to seek discretionary state and local incentives to support their projectsDevelop frameworks for comparative analysis on qualitative and quantitative metricsPerform financial analysis around net present value (NPV), IRR or other return metricsDevelop narrative and summary format reports for client deliverablesInteract with agencies and organizations in communicating project needs on behalf of a client and gathering necessary project informationEfficiently immerse and gain knowledge in a variety of industries as needed on a project basisDemonstrate excellent team skills, positive attitude, and high ethical standardsA willingness to work in a fast paced, project-based environmentMaintain and expand knowledge base in area of expertise, comply with continuing education requirements; participate in professional organizations, independent study, etc.QualificationsQualifications: Bachelor's degree in Real Estate, Finance, Engineering, Urban Planning, Economics or Data Science Minimum of five (5) years of relevant experience, preferably in a consulting roleDemonstrated analytical, problem-solving, organizational, interpersonal, project management, communication, and problem-solving skills requiredAbility to provide exceptional client service, demonstrate commitment to continuous learning, display appropriate ethical knowledge and commitment, and exhibit a sense of urgency and commitment to quality and the timely completion of dutiesProven ability to handle multiple projects simultaneously, prioritize tasks, maintain attention to detail, and manage project budgetsUnderstanding and ability to review industrial sites for project viabilityStrong Microsoft Excel skills required, including operational and financial modelingArcGIS experience is strongly preferredExperience with data analytics processes and visualization platforms is strongly preferredExperience with or sound understanding of industrial utility infrastructure (electric, gas, water, wastewater)Strong writing skills requiredAvailability to travel for client related workIf you'd like to see more about what potential work would be involved with this role, feel free to visit the following sites for more information:Site Selection & Location StrategyReal Estate Valuation & Advisory ServicesAdditional InformationFor California, Colorado, New York and Washington: The compensation range for this role is $113,640 to $240,850. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location.
Manager, Global Treasury Services
American Bureau of Shipping (ABS), Houston
The Manager, Global Treasury Services is an integral component of the finance organization and will develop and assume ownership of key processes within Treasury to facilitate and continuously improve operational activities and efficiencies. The Manager, Global Treasury Services will work closely with the Vice President and Treasurer, Accounting, Tax and the Financial Service Group (FSG) in areas of finance such as liquidity management, financial risk management, cash flow forecasting and other projects to maximize efficiencies, safeguard assets and minimize costs. This is a hybrid opportunity with Mondays and Fridays being remote days and Tuesdays, Wednesdays, and Thursdays requiring attendance in the office. What You Will Do: Guarantee sufficient liquidity exists to meet the company's operational needs. Design and develop strategies to optimize funding and cash positions. Drive the technology strategy for Treasury and lead the implementation of new technologies, products, and services to improve and simplify processes. Drive value and efficiency in all areas of day-to-day Treasury operations while minimizing risk and fees. Open/Close/Update global bank accounts and maintain accurate bank account repository for compliance and Foreign Bank Account Reporting (FBAR) purposes. Responsible for quarterly reporting to senior management regarding bank account signors. Maintain important relationships with vendors and financial partners and serve as bank account administrator for numerous platforms. Own and manage external relationships and internal processes related to merchant credit card services and gateway platforms. Foster business relationships with the financial community to stay abreast of trends and developments. Ensure sound internal controls environment through the oversight of policies and procedures for core Treasury operations, activities, and functions. Collaborate with cross functional partners, including FSG, IMS Applications, Business Development and Operations on special projects and ad hoc assignments pursuant to direction from the Vice President & Treasurer. Execute spot foreign exchange trades to support multi-currency cash needs. What You Will Need: Education and Experience 7 + years of relevant international Treasury operations, financial services or banking experience. Bachelor's degree in business, finance, or accounting. Knowledge, Skills, and Abilities Enthusiastic personality with the desire to continually improve existing processes and systems. Intellectual curiosity to learn. Innovative, proactive solution provider and partner. High moral character. Superb work ethic. Forward thinking. In-depth knowledge of treasury operations including cash management, forecasting, bonding, inter-company funding, business support and commercial banking relations. Certified Treasury Professional. Familiarity with banking platforms. Knowledge of International banking regulations. Has worked on cross functional teams and large-scale projects. IT savvy skill set desired. Reporting Relationships: Vice President & Treasurer.ABOUT USWe set out more than 160 years ago to promote the security of life and property at sea and preserve the natural environment. Today, we remain true to our mission and continue to support organizations facing a rapidly evolving seascape of challenging regulations and new technologies. Through it all, we are anchored by a vision and mission that help our clients find clarity in uncertain times. ABS is a global leader in marine and offshore classification and other innovative safety, quality, and environmental services. We're at the forefront of supporting the global energy transition at sea, the application of remote and autonomous marine systems, cutting-edge technical solutions, and many more exciting advancements. Our commitment to safety, reliability, and efficiency is ever-present, guiding our clients to safer and more efficient operations. About Our Benefits ABS Bureau proudly offers a variety of industry-leading benefits designed to enhance the life and well-being of our employees and their families. These benefits include, but are not limited to, medical insurance (PPO and HD), dental and vision insurance, Health Savings Account (HSA), Flexible Savings Account (FSA), life insurance, accidental death and dismemberment insurance, disability leave programs, parental leave program, paid holidays, and paid vacation time. The Company provides an Employee Assistance Plan (EAP) that offers support in personal wellness, including work-life services. ABS Bureau also offers a 401K plan with a generous company match, subject to plan requirements. Equal Opportunity ABS Bureau is committed to the equal employment opportunity of its employees and prohibits discrimination against any employee or qualified applicant based on race, color, creed, religion, national origin, sex, gender identity, age, disability, marital status, sexual orientation, citizenship status or veteran status, or other non-work-related characteristics that may be protected under the law of the Federal Government or specific state employment laws. Notice ABS and Affiliated Companies (ABS) will not pay a fee to any third-party agency without a valid ABS Master Service Agreement (MSA) authorized and signed by Human Resources. Any resume, CV, application, or other forms of candidate submission provided to any employee of ABS without a valid MSA on file will be considered property of ABS, and no fee will be paid. Other This job description is not intended, and should not be construed, to be an all-inclusive list of responsibilities, skills, efforts or working conditions associated with the job of the incumbent. It is intended to be an accurate reflection of the principal job elements essential for making a fair decision regarding the pay structure of the job. #ogjs
Credit Risk Analytics Manager
PayPal Inc., Austin
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to revolutionize commerce globally to make moving money, selling and shopping, personalized and secure.Job Description Summary:What you need to know about the role: As a Risk Manager, you will be required to drive projects and solutions from start to finish. Having a strong sense of accountability coupled with a passion for delivering crisp data insights and the ability to tell stories through data are essential.Meet our team: The Credit Analytics team requires a Risk Manager to deliver compelling analytic insights on the performance of the PayPal Credit portfolios and lead risk appetite, stress testing, asset quality and other reporting needs. The day-to-day job involves helping inform leadership with data-driven decisions based on the analysis of huge data sets in a complex, fast-paced, dynamic environment. Ideal candidates are problem solvers with experience in decision science roles, equipped with strong analytical skills suited to approach varied challenges in complex big data environments.Job Description:Your way to impact:Overall, this candidate will play a crucial role in shaping risk management strategies, ensuring compliance with regulatory requirements, and driving business growth through informed decision-making.Your day to day:In your day to day you will:Collaborate with all aspects of the PayPal Credit business including a broad range of partners to plan and deliver fully developed solutions for Risk Appetite, Stress Testing, Asset Quality, Exception Monitoring and other reporting needsDevelop data-driven decision support and insights to support our Credit business, monitor the performance of our Credit products, and adjust priorities according to the dynamic world we operate in.Analyze large volumes of internal and external data using common data science tools (SAS, SQL, R, Python, etc.) to deliver unique insights into relationships across a wide array of products, platforms, customers, merchants, and experiences.Communicate complicated analytic results in brief, concise formats tailored to a variety of audiences.Document, improve, and automate existing PayPal Credit reporting processes to reduce the burden of internal and external reporting requirements on all members of the PayPal Credit team.Manage and improve the process of data collection, ingestion, manipulation, and display for risk related reporting process.What do you need to bring:Candidate must have 5+ years of experience in a lending related position.Solid technical / data-mining skills and ability to work with large volumes of data; extract and manipulate large datasets using common tools such as SQL, SAS, Hadoop, or other programming/scripting languages.(Python, Perl, R, etc.) to translate data into business decisions/results.Must have good business judgment with demonstrated ability to think creatively and strategically.Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.Additional Job Description:Subsidiary:PayPalTravel Percent:0-PayPal is committed to fair and equitable compensation practices.Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.The U.S. national annual pay range for this role is$107300 to $259600Our Benefits:At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.comWho We Are:Click Here to learn more about our culture and community.PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visithttps://www.paypal.com , https://about.pypl.comand https://investor.pypl.com.PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected] general requests for consideration of your skills, please Join Our Talent Community.
Manager, Sales
REPAY, Fort Worth
ABOUT REPAYREPAY ("Realtime Electronic Payments" / NASDAQ TICKER: RPAY) is an established and fast-growing publicly traded financial technology and payment processing company headquartered in Atlanta, Georgia, with offices across the country. REPAY enables its customers to accept payments anytime, anywhere, and through any channel while providing a secure, seamless, and enjoyable payment experience for the end consumers. REPAY offers a comprehensive suite of electronic payment and funding solutions, including debit and credit card processing, ACH processing, Instant Funding, and electronic bill payment systems with full IVR, text, and mobile capabilities. The scalability of its products allows merchants of all sizes to add an instant arsenal of intelligent payment technology solutions to their businesses without significant development costs or infrastructure investments.ABOUT THE ROLEREPAY is looking for a talented sales leader to assist in growing our vertical (s) market share by role modeling and development of sales reps with daily prospecting productivity and closing contracts to meet their individual and overall team revenue goals. If you know how to help a team with lead generation, business development, and instilling sales best practices, this role is for you. The team you lead will spend their days speaking with prospective customers to identify and maximize opportunities for future revenue generation.RESPONSIBILITIES• Reviewing and providing reporting on sales activity to include monthly/quarterly/yearly production standards• Hiring, real-time coaching, motivating, and providing daily management to assigned staff• Reviewing performance improvement plans for underperforming reps• Attending sales calls with sales representatives• Identifying and monitoring market trends and competitor's actions to gain the competitive advantage• Participating in annual Sales Summit and attending industry-relevant conference(s) within vertical marketSKILLS & EXPERIENCE NEEDED• 5+ years of sales experience in the payments industry• Minimum 3+ years of management and leadership skills• Advanced knowledge of sales and sales strategies• Experience leading and managing up to a 10-person sales team of both local and remote sales reps strongly preferred• Excellent interpersonal, verbal and written communication skills• Familiarity with CRM systems and practices (e.g. Salesforce)• Proficiency with Microsoft 365 applications• Ideally a Bachelor's degree or equivalent work experience• Ability to travel up to 30%+WHY JOIN REPAY.... BECAUSE CULTURE IS EVERYTHINGGROWTH & PEOPLE-CENTERED LEADERSHIPAs the industry-leading financial technology provider in the Consumer Finance and Business to Business spaces, we continue to set the standard for application development and delivery. In 2019, REPAY became a public company listed on the Nasdaq Stock Market (RPAY). For the past three consecutive years, we have placed on the ACG® Atlanta Georgia Fast 40, a list recognizing the top 40 fastest-growing middle-market companies in Georgia. REPAY's leadership empowers each team member to make a difference and stretch to their fullest potential. Our dedication to frequent, transparent communication is shown with companywide meetings where our leaders share company vision and encourage employees to ask questions. FUN WORK ENVIRONMENT & GREAT TEAMSWe offer it all: business to casual dress, great snacks & beverages, and open-air collaborative team settings. REPAY has been certified as a Great Place to Work® company for 2017, 2018, 2019, 2020, 2021, and 2022. The REPAY team is fun, smart, collaborative, and truly enjoys working together. Making a difference in our local communities - we support several philanthropic initiatives every year to give back to our local communities. We are self-driven, motivated professionals who do not require micro-management to ensure we produce high quality and timely work.INNOVATION & EDUCATIONWe create highly sophisticated payment processing applications and are always pushing the boundaries of what is possible. We are constantly revolutionizing the industry by building on new ideas from clients and employees. We provide the resources necessary to ensure new innovations can develop quickly and with quality. We encourage continuing education, including professional conferences and events. PUTTING OUR PEOPLE FIRSTWe believe our people are the best, and we care immensely about their success. We offer a comprehensive benefits package which includes 100% coverage of employee healthcare premiums and several free benefits, including life insurance, disability insurance, and work-life balance resources. All benefits go into effect day one. Our employees' futures are important to us, which is why we have a 401(k)-employer match and and an Employee Stock Purchase Plan. REPAY employees are eligible to participate in our Annual Bonus Program. This bonus award reflects excellent performance of individual contributions and goals achieved during the past year.REPAY's core values are Excellence, Passion, Innovation, Respect, and Integrity.REPAY is an Equal Opportunity Employer and we promote a company culture where diversity, equity and inclusion are central. We are committed to build our teams and grow a company in which employees can succeed, regardless of race, color, national origin, sex, sexual orientation, gender identity or expression, transgender status, pregnancy, religion, age (40 and over), disability, service in the uniformed services, protected veteran status, genetic information, or any other classification protected by federal, state or local law. Celebrating our diverse backgrounds, views and beliefs allows us to embrace what makes us unique and continue to innovate and push the boundaries of what is possible.We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas.