Mortgage Credit Manager Salary in Houston, TX

Get ready to grow with us! Northwest Pipe Company is the nation’s leading manufacturer of water infrastructure products and with over 50 years of experience, we’re just getting started! Our business is growing, and we’re looking for great people to grow with us. We’re immediately seeking a Senior Credit Analyst with SAP experience to join our ParkUSA team in Houston, TX or Vancouver, WA.    We Offer: Medical, Dental, Vision, Life, AD&D InsurancePaid Vacation, Holidays, and Sick Time401k Retirement Savings Plan with Employer MatchBonus Potential (2x per year)Up to $5,000 per year Tuition ReimbursementEmployee Assistance Program (EAP)Opportunities for Career AdvancementValues-Driven Culture Committed to Diversity, Inclusion, and Safety    Our Values: Accountability is evident when we do what we say we are going to do and people accept responsibility for their actions. We do not point fingers and blame others. We own our actions.Commitment is not only promising to do something, but actually investing in the necessary effort and actions to make it happen.Teamwork is essential for competing in a challenging and constantly changing business environment. Working together across all job functions is critical to achieving our success.   ABOUT THE JOB: The Senior Credit Analyst will perform a wide range of credit related duties, including establishing credit limits, monitoring accounts, posting cash receipts, contract review, and preparation of accounting entries and analysis.   ESSENTIAL FUNCTIONS AND MAJOR RESPONSIBILITIES: Review customer credit information to establish credit limits, ongoing monitoring of credit limits.Review customer contracts for billing requirements, payment terms, and other applicable provisions.Monitor AR aging to ensure customer balances are complete and accurate.Identify and follow-up on past due customer accounts.Perform timely and accurate cash posting of customer and non-AR cash receipts, including assessment of payments within prompt pay terms.Monitor actual and potential customer claims and back charges.Evaluate sales for taxability; maintain current customer exemption certificates.Enter and maintain sales tax codes in SAP and review of sales tax reporting prior to filing in all states that the Company currently has nexus.Take action to remain in compliance with legislative and regulatory requirements regarding debt collection.Initiate filing of bond and lien notices for billings related to publicly funded projects.Support Sales in accurate invoicing, which may include contract review, sales order review, monitoring of daily invoicing and working closely with Operations and Shipping departments at the various plants. Coordinate closely with Sales and Operations on customer credit limits, credit holds, order releases, and collection activity.Identify specific account reserves and general allowance for doubtful accounts based on historical write-off rates.Assist in month-end closing process, including preparation of reports, schedules and journal entries.Prepare and maintain procedures for assigned duties.Regular, reliable and predictable attendance is necessary in order to perform the essential functions of this position.   INTERPERSONAL CONTACTS: Types of interactions are in-person discussions and meetings, phone calls, and emails.Daily interaction with other members of the Finance department.Near daily interaction with the Company’s Sales staff, Operations, Shipping staff, and Project Managers.Near daily interaction with the Company’s customers.Occasional interaction with outside parties, including external auditors, banking representatives, collection agency staff and representatives of taxing authorities.Interactions typically relate to credit functions such as approval of credit limits, collection activity, and resolution of questions and discrepancies, of moderate complexity.   KNOWLEDGE, SKILLS, ABILITIES: A keen sense of detail/accuracy as well as the ability to see the larger picture.Superior organization skills.Problem-solving abilitiesProficiency in the use of Microsoft Office applications.Good written and oral communication skills and strong interpersonal skills.   EDUCATION AND/OR EXPERIENCE: Associates degree in business technology, business administration, or related field preferred.Minimum of 5 years experience working in the credit department of a medium to large company preferred.Experience working with SAP or other major enterprise-wide application.   CERTIFICATES, LICENSES, REGISTRATIONS: Notary for the state of Washington, Utah or Texas (company paid insurance and fees).   Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Our organization maintains a drug-free workplace. Except where prohibited by state law, all offers of employment are conditioned upon successful passing of a drug test and background check. Northwest Pipe Company is committed to equal employment opportunity and affirmative action. Minorities, females, veterans, and individuals with disabilities are encouraged to apply. Northwest Pipe Company reserves the right to close the position, with or without notice, if a qualified candidate is identified prior to the close date.

This is an ON-SITE position**The Sr. Online Lending Services Specialist will serve as a resource for the department. This person will be a point of contact for questions or escalated issues that may arise. The Sr. Online Lending Services Specialist will respond to incoming calls, process online loan applications and requests, and take advantage of cross-sell opportunities. This job requires knowledge of Texas Home Equity loan origination, as well as basic mortgage origination. This position will consist of originating first and second lien Texas Home Equity loans as well as consumer loans. They will be required to have or obtain a NMLS registration. They should exhibit strong work ethic, excellent communication, organizational skills, and superb multi-tasking skills.Reviewing and processing loan applications submitted online by member and non-members, assist members over the phone with new and existing loan applicationsPerform account research for members and other departments/branches within the credit union, conduct detailed examinations of credit worthiness and effectively communicate approval requirements or denial reasons, while staying well within the controls of credit union policies and proceduresAccurately review and execute any cross-sell opportunities available with the member-owners credit, and train immediate team members, as well as employees within the branch network on how to properly review and sell from a credit reportProvide support for members over the phone and take ownership of every call whether it requires a call back, extended research, or assistance from other departmentsProcess Texas Home Equity loans, basic mortgage origination and consumer loansMust comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets controlRequirementsExperienceThree years to five years of similar or related experience, including preparatory experience.Education/Certifications/LicensesA high school degree or equivalentInterpersonal SkillsA significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers.Physical RequirementsIs able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.Working ConditionsMust be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.Mental And/or Emotional RequirementsMust be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.BenefitsSmart Financial Credit Union offers a competitive salary and excellent top-tier benefits. In addition, Smart Financial Credit Union has a tuition reimbursement program; full-time employees can receive up to $4,000 per year in tuition reimbursement.Smart Financial Credit Union was ranked as Houston's Best Places to Work! Five consecutive years in a row!Source: Houston Business Journal, 2011, 2012, 2013, 2014, and 2015.Smart Financial Credit Union was ranked USA Top Workplaces (National Award)!Source: Houston Chronicle - 2021Smart Financial Credit Union was ranked Top Workplaces (Regional Award)! Five consecutive years in a row!Source: Houston Chronicle - 2016, 2017, 2019, 2020, 2021, 2022 and 2023Smart Financial Credit Union was also ranked as Best Companies to Work for in Texas! Four consecutive years in a row!Source: Texas Association of Business (TAB) and Texas Monthly Magazine - 2014, 2015, 2016, and 2017 Applicants must submit a resume in order to be considered for the positionSmart Financial does not discriminate on the basis of race, sex, color, religion, age, national origin, marital status, disability, veteran status, genetic information, sexual orientation, gender identity or any other reason prohibited by law in provision of employment opportunities and benefits.Smart Financial Credit Union (SFCU) commits to fostering a diverse, equitable, and inclusive workforce and member base where a sense of belonging is evident. Our core values and purpose compel us to invest in our culture, with the objective that all who interact within and with the credit union can be appreciated for their unique individuality and thrive in the environment, with respect for each other and our greater community.https://www.eeoc.gov/sites/default/files/2023-06/2...https://www.dol.gov/sites/dolgov/files/WHD/legacy/...https://www.dol.gov/sites/dolgov/files/ofccp/regs/...https://www.dol.gov/sites/dolgov/files/WHD/legacy/...

Job Title: Division Operations Manager-TEAM Division Location: LSC-Montgomery Regular/Temporary: Regular Full/Part Time: Full-Time Job ID: 41188 Commitment to Mission This job carries with it the obligation to uphold the Mission of Lone Star College (LSC) in carrying out the duties of the position. A commitment to positive interpersonal behaviors, professional communication, integrity, leadership, stewardship, respect and accountability to LSC students and employees is essential.Cultural BeliefsOne LSCStudent FocusedOwn ItFoster BelongingCultivate CommunityChoose LearningThe Chronicle of Higher Education's "Great Colleges to Work For" is designed to recognize colleges that have been successful in creating great workplaces and to further research and understanding of the factors, dynamics and influences that have the most impact on organizational culture at higher education institutions.Lone Star College has been recognized in multiple categories.Campus Marketing Statement Lone Star College-MontgomeryLone Star College offers high-quality, low-cost academic transfer and career training education to 80,000+ students each semester. LSC has been named a 2023 Great Colleges to Work For institution by the Chronicle of Higher Education.LSC consists of eight colleges, seven centers, eight Workforce Centers of Excellence and Lone Star Corporate College.Lone Star College-Montgomery, the premiere student-centered educational institution in Montgomery County, serves The Woodlands and Conroe communities. LSC-Montgomery provides a relaxing and conducive learning atmosphere while offering leisure learning opportunities, individual classes, and unique programs such as radiologic technology, physical therapy, and biotechnology.Location address is 3200 College Park Drive, Conroe, TX 77384.Job Description PURPOSE AND SCOPE:As an integral part of an instructional Dean's division leadership team, the Division Operations Manager manages the administrative, financial, and human resources operations for the division, including but not limited to course schedules, budgeting, payroll, purchasing, and supervision of administrative support staff. In conjunction with the division's leadership, the Operations Manager plans the annual budgets for the division and monitors/reconciles expenditures to ensure they are within the authorized budget. Oversees expenditures of grants and contracts and maintains related fiscal records. Manages various personnel, payroll, and hiring functions, and serves as liaison to a variety of LSC departments. Serves as active member of the LSC-wide DOM Council. ESSENTIAL JOB FUNCTIONS:Manages full-time and part-time employees; makes assignments, sets priorities, and provides training, counseling, and coaching as needed Manages the development of the division's annual operational and capital budgets; tracks expenditures and prepares journal entries and budget revisions as required Completes budget vs. cost analyses throughout the year, in addition to expense projections, trend reports, and ad hoc reports, as required Manages the building of credit/non-credit schedules to ensure that students can enroll in the division's course offerings, faculty are paid appropriately, appropriate fees are collected, and State reporting is accurate; ensures that the division's schedules, catalogs, and various publications reflect accurate course offerings and program information Manages the purchasing of goods and services, including preparation and evaluation of quotes and bids, preparation of requisitions, and receipt of goods and materials Manages faculty and staff payroll, as well as hiring processes for part-time faculty and students; this includes but is not limited to time-reporting, employment verification, background check authorizations, identifying overloads and stipends, verifying multiple payroll and benefits forms, and credentials verifications) Ensures Memorandums of Assignment, Memorandums of Understanding, Faculty Workload forms, and retirement documents for part-time faculty and Extra Service Agreements for full-time faculty are completed appropriately each semester Ensures that reporting procedures and approvals are in place and communicated for travel and other expenses and that LSC expense reporting policies and procedures are followed Compiles information, analyzes data, and provides a variety of reports on enrollment, room utilization, faculty workload, and other areas for Instructional Deans and Divisions Manages or participates in activities associated with SACS accreditation, program accreditation, search committees, civil rights training, and other miscellaneous LSC and initiatives as needed Identifies, develops, and implements administrative best practices and re-engineers processes as needed; ensures changes are documented and communicated to employeesResponsible for other reasonable related duties as assigned KNOWLEDGE, SKILLS, AND ABILITIES:Knowledge of educational institutions is helpful Strong interpersonal and facilitation skillsOutstanding written and verbal communication skills Skills in areas of purchasing, budgeting, financial administration, financial reporting, and personnel administration Strong initiative and analytical skills Strong skills with computer applications (especially Microsoft Office Suite), including extracting queries and creating reports Ability to multi-task and maintain attention to detail while meeting tight deadlines Ability to work with minimal supervision and maintain confidential information PHYSICAL ABILITIES:The work is sedentary. Typically, the employee sits comfortably to do the work. However, there may be some walking; standing; bending; carrying of light items, such as papers, books, or small parts; or driving an automobile. No special physical demands are required to perform the work. WORK SCHEDULE AND CONDITIONS: Equipment used includes, PC workstation running on a LAN in a Microsoft Windows environment, calculator, phone and other general office equipmentInternal and external contacts as needed to carry out the functions of the positionWork is performed in a climate-controlled office with minimal exposure to safety hazards REQUIRED QUALIFICATIONS:Bachelor's degree and at least 3 years of related work experience, or an equivalent combination of education and experienceSalary Hiring salary range is $54,528 - $62,707Lone Star College provides a hiring salary range for all posted full-time non-faculty positions. Where your salary offer would fall in that range is determined by your related experience and education. Should you receive an offer of employment from Lone Star College, the resume submitted in the application process will be utilized to calculate your salary offer. The information outlined below will provide the Office of Human Resources everything needed to determine an accurate starting salary.Your resume should provide a complete picture of your work experience. The resume should include the following information for each position listed:Length of time (specific months and years) of employmentIf the position was full time or part timeIf the position was paid or unpaidLevel of degree completed including date earned.Unofficial transcript for highest earned degreeAdditionally, any certifications listed as required or preferred in the Lone Star College job description should be included in the resume submitted.Benefits Marketing Statement By joining our top-notch institution, you will enjoy being a part of an organization that offers a supportive, collegial work environment and excellent work/life balance. This includes a full comprehensive and competitive benefits package, a generous number of paid holidays and vacation days, wellness programs, tuition waiver, professional development opportunities and more.Special Instructions Go to the Job Search page, click on 'My Activities' at the top of the page. Under My Cover Letters and Attachments you will click on 'Add Attachment.' Please be sure to put the Job ID# in the title once you name your file for cover letters only, unless you attached your cover letter with your resume. If you are applying for an Instructional position (i.e. Faculty, Adjunct Faculty, Instructor), please ensure you include the following to be considered: Resume/CV, Cover Letter, Teaching Philosophy, and unofficial transcripts. You must limit your file name for any attachment to 40 characters or less.How to Apply ALL APPLICANTS MUST APPLY ONLINE ONLYWe will not accept application material received via fax, email, mail, or hand delivered.Postings for part-time and adjunct positions are active for the academic year. By selecting the option to receive notifications on your profile, you will begin receiving electronic communication regarding new opportunities with Lone Star College (LSC).If selected for an interview, a recruiter will contact you by phone, or email to schedule an interview.Lone Star College participates in the E-Verify program, under which Lone Star College provides the federal government with information from each new employee's Form I-9 to confirm that the employee is authorized to work in the United States.More information on the E-Verify program is available at www.dhs.gov/E-Verify.Lone Star College is an EEO Employer. All positions are subject to a criminal background check.