Collateral Appraiser Salary in USA

About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.Creating an award-winning culture doesn't come easy. And after more than 155 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk. Compensation RangeAnnual Salary: $151,500.00 - $180,500.00 (Amount based on relevant experience, skills, and competencies.)About This JobThis position leads a team of Portfolio Managers who are responsible for both the comprehensive management of existing commercial relationships as well as soliciting new business opportunities with assigned customers and targeted prospects. Although it can vary by market, targeted companies generally include those with annual sales of $15MM and over.Essential FunctionsManage a team of Portfolio Managers who serve the banking needs for a particular territory and/or industry, and ensure a high level of customer satisfaction and retention with particular emphasis in Commercial Real Estate lendingEnsure the department is adequately staffed and trained to meet current and future needsProvide career counseling and ensure that succession planning is addressed for critical rolesReview and analyze portfolio to reduce risk and enhance profitabilityReview credit requests, including: loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit riskParticipate in community and business functions/groups and establish referral contacts within the marketplaceEnsure compliance with all bank policies, procedures, regulations, and lawsOversee department workflow and effectively communicate decisions, priorities and relevant information to team membersProvide guidance to employees on departmental projects/issues, coach and develop training plans, lead development conversations and answer day-to-day questions for team membersManage a team of Project Managers with a combined portfolio of commercial relationships with some or all of the following characteristics:Average loan portfolio O/S of $150MM to $200MMAverage deposit portfolio of $75MM to $100MMAnnual contribution of $3MM to $5MMPerform other duties as assignedKnowledge, Skills & Abilities RequiredStrong knowledge of the commercial banking and commercial real estate fieldsStrong knowledge commercial products, credit policies, procedures and terminology with particular emphasis in Commercial Real Estate lendingStrong leadership, planning, and time management skillsStrong strategic, analytical, and problem-solving skillsAbility to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirementsExcellent credit analysis skillsExcellent persuasive, sales and negotiation skillsExperience at structuring complex credit requestsAbility to develop and coach team members with proven ability to achieve results through collaboration and teamworkSelf-starter with strong decision-making skills and the ability to effectively communicate and interact with all levels of the company, clearly expressing ideas and concepts, both verbally and in writingAbility to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core ValuesIntermediate level proficiency with Microsoft Word, Excel and OutlookEducation & ExperienceBachelor's degree in Business Administration, or equivalent combination of education and experience required5+ years of commercial banking and commercial real estate lending experience required1+ year leadership experience requiredFor this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Team Lead, Real Estate Banking Portfolio Management job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, it is not typical for an individual to be hired at or near the top of the range for their role, and compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $151,500 to $180,500 annually. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals. The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 8000 FORSYTH BLVD, Clayton, Missouri 63105Time Type:Full time

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.Commercial Appraisal Reviewers review 3rd party appraisal reports for commercial lending. They may also review appraisal reports for residential mortgage loans, consumer loans and consumer collections.Essential Functions/Responsibilities:• Accept, deny or provide own value indication for complex commercial lending appraisal reports in accordance with Inter Agency Guidelines, USPAP, FIREAA and the Bank's credit policy.• Accept or deny residential appraisal reports for residential mortgage loans, consumer loans or consumer collections, in accordance with Fannie Mae, Freddie Mac, Inter Agency Guidelines, USPAP, investor requirements and the bank's Credit Policy. • Responsible for liaison work & correspondence between vendors and the bank• Complete Reviews of all property types at all value levels.• Assist others and provide support in the property review process.• Play a key role in the implementation of departmental procedures.• Responsible for internal 3rd party Appraiser and Environmental Consultant engagement decisions.• Update Department Tracking report for engagements received.• Achieve and maintain a Satisfactory Level of Valuation Services department turn-around times, per Valuation Services' service level agreement with the lines of business.• Perform other tasks and assignments as directed by Management.Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job:• More than 5 years' experience with commercial property appraisal, commercial property appraisal review, commercial collateral underwriting, and/or commercial property analysis and market conditions; • Bachelor's degree (B.A.); or equivalent combination of education and experience.• Ability to read, analyze and comment on residential commercial property appraisals with respect to FHA, VA, USPAP and FIRREA regulations, Interagency Regulatory guidelines, and bank's Credit Policy.• Ability to read, analyze, understand, and comment on Environmental Assessment reports, with recommendations and guidance provided to the Lending Authorities as needed, relative to environmental issues in the property under review.• Proficient with Microsoft Office and Real Estate Information Management Systems (RIMS).• Excellent written and verbal communication skills in corresponding with business partners, internal and external clients.• Ability to communicate professionally with co-workers and business partners, including being able to provide viable solutions to common inquiries or complaints from clients, regulatory agencies, or members of the business community.• Ability to effectively present information to management.• Ability to define problems, collect data, establish facts, and draw valid conclusions.• Fluent with appraisal terminology and possesses an excellent understanding of appraisal concepts.• Extremely detailed and proficient with multi-tasking.• Ability to read, analyze, understand and comment on appraisals related to commercial properties of all types and with a high level of complexity.• Ability to read, analyze, understand, and comment on Environmental Assessment reports, with recommendations and guidance provided to the Lending Authorities as needed, relative to environmental issues in the property under review.• Ability to effectively communicate findings in both written and oral formats.• Ability to work with complex mathematical concepts.• Ability to define problems, collect data, establish facts, and draw valid conclusions.Preferred Knowledge and Skills:• Commercial appraisal certification;• Professional Designation by an appraisal organization (AI, NAIFA, ASA, etc.)Level of Complexity and Scope:• This individual will be able to complete Reviews of all property types at all value levels.Degree of independence and Decision-Making: • Ability to independently review appraisals and draw valid conclusions related to compliance and reasonableness of the analysis and value conclusions.Required Supervisory Responsibilities: • Ability and willingness to provide oversight and assistance to Commercial Reviewer I and II responsibilities, as needed.Physical requirements:• Must be able to work on a computer most of the day.• Must be able to read printed reports.It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.We are an E-Verify Employer.

JOB DESCRIPTION Job Summary: In partnership with and/or under the guidance of a Senior Broker, the Associate Broker is tasked with management of accounts, prospecting, business development, securing engagements, and staying informed of trends and developments in real estate.RESPONSIBILITIES New Business Development:o Participate in cold-calling program with the brokerage team; maintain and grow databaseo Convert calls to meetings and new business winso Participate in client meetings and new business presentationso Coordinate client eventso Focus on target opportunities (e.g. distress, zoning changes, etc.)• Marketingo Contact and meet regularly with other real estate professionals including developers, appraisers, landlords and brokers.o Maintain client relationships through mailers, emails, thought pieceso Maintain and grow team website and LinkedIn pageo Participate in weekly sales meetings to update colleagues on market activity, new business generating efforts, prospects and market knowledge and trends• Production and Transactionso Contribute to preparation of offering memorandums and valuationso Participate in property tourso Assist on buyer due diligence and closings•Other Job Duties:• Partner with the Marketing team regarding marketing collateral and timelines• Stay informed of trends and developments in real estate, as well as changing rules and regulations• May perform other duties as assignedQUALIFICATIONS Skills, Education and Experience:• Bachelor's Degree in Business, Finance or Real Estate with excellent academic credentials preferred• Minimum 1-3 years of work experience in Commercial Real Estate• Demonstrated experience with Microsoft Office Suite applications, as well as commercial real estate data platforms (i.e. CoStar, Real Capital Analytics, Axiometrics, etc.) and customer relationship management databases (i.e. Salesforce, Ideal, RealNex, etc.)• Strong written and verbal communication, interpersonal, and analytical skills• Detail-oriented to ensure the delivery of error-free documents to clients• Real Estate license for the State where the position is located• Excellent interpersonal, customer service, time management and organization skills• Ability to adapt and prioritize, meeting deadlines, in a fast-paced work environment• Work independently and within a team to build relationships and interact effectively with business partners• Multi-task, work successfully under pressure and effectively manage time and workload• A desire to work within a diverse, collaborative, and driven professional environment• Positive, professional attitude• Work independently with an ability to work collaboratively with others• Proactive and take initiative• Maintain confidentiality, utilize judgment, and work with minimal supervisionBenefits and Perks:• Industry leading Parental Leave Policy (up to 16 weeks)• Generous healthcare• Bright Horizons back-up care program• Opportunities to network and connect within the industryWorking Conditions: Normal working conditions with the absence of disagreeable elements.Note: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified.Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.

Job Classification:Investment Management - InvestmentsAgriculture Debt Originator - PGIM Real Estate (Fresno/Roseville, CA)A GLOBAL FIRM WITH A DIVERSE & INCLUSIVE CULTUREAs the Global Asset Management business of Prudential, we’re always looking for ways to improve financial services. We’re passionate about making a meaningful impact - touching the lives of millions and solving financial challenges in an ever-changing world.We also believe talent is key to achieving our vision and are intentional about building a culture on respect and collaboration. When you join PGIM, you’ll unlock a motivating and impactful career – all while growing your skills and advancing your profession at one of the world’s leading global asset managers!  If you’re not afraid to think differently and challenge the status quo, come and be a part of a dedicated team that’s investing in your future by shaping tomorrow today. At PGIM, You Can! Our Role:We are looking for an astute, determined professional like you to fulfill a critical role within our Agricultural Finance business. You will showcase your success through collaboration, ownership, and innovation. Your expertise in emerging trends and practices will evoke stimulating discussions around optimization and change to help keep our competitive edge. This rewarding opportunity will enable you to make a big impact in our organization, so if this sounds exciting, then PGIM might be the place.The business is actively seeking a high-motivated and seasoned professional to join the company's Agricultural Finance business.  This position will report directly to the Regional Vice President based in Fresno, CA but remote locations within a commutable distance of Fresno, CA or Roseville, CA will be considered.What You Will Do::With oversight from Regional VP, manage most aspects of loan origination process, including presentations to senior management, debt structuring, pricing strategy, transaction negotiation and closing, and due diligence reviewAssume asset management duties on an existing loan portfolio, with support from analysts and administrative personnel, including, but not limited to, annual quality re-ratings, partial releases, collateral substitutions, property site inspections, and other mattersPerform marketing activities for business development with prospective borrowers while maintaining and building enduring relationships with existing clientsWork with Senior Management and Staff on a wide variety of assignments, including cash flow modeling, risk analysis, agriculture real estate valuations and the use of proprietary internal "quality rating" models and loan templatesWhat You Will Bring:Bachelor's degree in Agribusiness, Food and Resource Economics, Business, Finance or related field., required10 plus years' experience in Agricultural Finance related field with emphasis on analytical work, marketing, and loan origination with extensive experience in agriculture lending, including a quantifiable track record in business development in the agricultural arena, requiredAgricultural debt origination experience, requiredComputer proficiency with a working knowledge of Microsoft Office.Excellent written and verbal communication skills a must.Strong organizational skills, attention to detail and the ability to manage multiple projects.Ability to work both independently and collaboratively with an extensive team.Proven ability to develop, cultivate, and manage high quality relationships with existing and potential clientsYour Desired Skills:Master’s degree preferred but not required.What we offer you:Medical, dental, vision, life insurance and PTO (Paid Time Off)Retirement plans:401(k) plan with generous company match (up to 4%)Company-funded pension planWellness Programs to help you achieve your wellbeing goals, including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needsWork/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional health, and career development.Tuition Assistance to help finance traditional college enrollment, approved degrees, many accredited certificate programs, and industry designations.To find out more about our Total Reward package, visit Work Life Balance | Prudential CareersNote: Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $130,000 to $165,000. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills. Roles may also be eligible for additional compensation and/or benefits. Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance.ABOUT PGIM Real EstateWith $207.9 billion in gross assets under management and administration ($133.8 billion net),1 PGIM Real Estate provides investors and borrowers access to a range of real estate equity, real estate debt, agriculture, and impact solutions across the risk-return spectrum.PGIM Real Estate is a business of PGIM, the global asset management business of Prudential Financial, Inc. (NYSE: PRU). PGIM Real Estate’s risk management approach, execution capabilities and industry insights are backed by a 50-year legacy of investing in commercial real estate, a 140-year history of real estate financing,2 and the local experience of professionals in 32 cities globally. Through its investment, financing, asset management, and talent management approach, PGIM Real Estate engages in practices that strive to ignite positive environmental and social impact, while pursuing activities that seek to strengthen communities around the world. For more information visit pgimrealestate.com.ABOUT PGIMPGIM is the global asset management business of Prudential Financial, Inc. (NYSE: PRU), a leading global investment manager with more than $1.2 trillion in assets under management as of Dec. 31, 2022. With offices in 18 countries, PGIM’s businesses offer a range of investment solutions for retail and institutional investors around the world across a broad range of asset classes, including public fixed income, private fixed income, fundamental equity, quantitative equity, real estate, and alternatives. For more information about PGIM, visit pgim.com.Prudential Financial, Inc. (PFI) of the United States is not affiliated in any manner with Prudential plc, incorporated in the United Kingdom, or with Prudential Assurance Company, a subsidiary of M&G plc, incorporated in the United Kingdom. For more information, please visit news.prudential.com.1 As of December 31, 2022, net AUM is $133.8 billion and AUA is $48.7 billion.2 Includes legacy lending through PGIM’s parent company, PFI.Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company's well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services.We recognize that our strength and success are directly linked to the quality and skills of our diverse associates. We are proud to be a place where talented people who want to make a difference can grow as professionals, leaders, and as individuals. Visit www.prudential.com to learn more about our values, our history and our brand.Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status , medical condition or any other characteristic protected by law. The Prudential Insurance Company of America, Newark, NJ and its affiliates.Note that this posting is intended for individual applicants. Search firms or agencies should email Staffing at [email protected] for more information about doing business with Prudential.PEOPLE WITH DISABILITIES:If you need an accommodation to complete the application process, which may include an assessment, please email [email protected] note that the above email is solely for individuals with disabilities requesting an accommodation.  If you are experiencing a technical issue with your application or an assessment, please email [email protected] to request assistance.

About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.Creating an award-winning culture doesn't come easy. And after more than 155 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk. Compensation RangeAnnual Salary: $78,500.00 - $93,000.00 (Amount based on relevant experience, skills, and competencies.)This position will be on-site when business needs arise and for "moments that matter". Successful applicants need to reside in the Commerce Bank market areasAbout This JobThe main purpose of this job is to participate in-depth underwriting discussions with lenders and senior credit management regarding real estate taken as collateral. This role experiences high volumes of production and is held to a variety of service level agreements to ensure our sales force holds a competitive advantage in the market place.Essential FunctionsBid, order, and review commercial real estate appraisals on commercial and residential loansReview complex appraisals to ensure regulatory and bank policy compliance acceptability of methodology, and mitigate real estate value risksRender opinions on the quality and reliability of new and existing file appraisals per policy guidelines and provide opinions as to the quality and marketability of loan collateralSupport in maintaining bank databases on property transactions and trendsAssist in underwriting environmental due diligence for commercial loansEnsure compliance with regulatory requirements and bank policyPartner with lenders and credit managers in order to provide high-quality consultation for informed and prudent loan decisionsAssist and support Appraisal Review Group department manager and Chief Appraiser as neededMay provide leadership to less experienced real estate associates in the workgroupPerform other duties as assignedKnowledge, Skills & Abilities RequiredComprehensive knowledge of commercial real estate appraisal practices and techniques Knowledge of bank regulatory requirements strongly preferredFamiliarity with environmental risks, regulations and site assessment reports preferredAbility to maintain a high level of confidentialityMotivated and organized self-starter with strong attention to detail and the ability to manage multiple prioritiesInquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skillsAbility to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core ValuesIntermediate level proficiency with Microsoft Word, Excel, Teams and Outlook Education & ExperienceBachelor's degree in Business, Accounting, or Finance, or equivalent combination of education and experience required7+ years' experience in the valuation of commercial real estate requiredState General Appraiser Certification required (MO, KS, IL, TX, or CO preferred)Prior bank appraisal review experience strongly preferredMember Appraisal Institute (MAI), real estate designations, or Appraisal Institute Advanced Associate (AIAA) with all coursework completed preferred***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Senior Real Estate Appraiser job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, it is not typical for an individual to be hired at or near the top of the range for their role, and compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $78,500 to $93,000 annually. The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. #LI-RemoteLocation: 811 Main St, Kansas City, Missouri 64105Time Type:Full time

OverviewBaker Tilly US, LLP (Baker Tilly) is a leading advisory CPA firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles and Chicago. Baker Tilly is an independent member of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 145 territories, with 41,000 professionals and a combined worldwide revenue of $4.7 billion. Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring. Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law. Any unsolicited resumes submitted through our website or to Baker Tilly US, LLP, employee e-mail accounts are considered property of Baker Tilly US, LLP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly US, LLP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. ResponsibilitiesBaker Tilly is looking for a Partner/Principal to join our Real Estate Valuation & Advisory Team in our Business Advisory Services Group!Baker Tilly's Real Estate Advisory is a leading provider of valuation and advisory services to a growing client base looking to expand into new markets.The Real Estate Advisory Service Team at Baker Tilly (BT) is comprised of dedicated, client-focused professionals. Our employees thrive in a challenging, supportive environment, taking on a high level of responsibilities as Valued Business Advisers to our clients. Performance is rewarded and there are many professional opportunities to grow within the team. Responsibilities:Be the lead professional on real estate valuation and advisory engagements and overall engagement managementParticipate in and drive business development through internal and external channels.Manage the day-to-day activities of our staff.Communicate with clients to foster relationshipsIdentify and assist with pursuing key clients and targetsDevelop real estate valuations of properties and entities displaying expertise in discounted cash flows (both in ARGUS and Microsoft Excel), the direct capitalization method, sales comparison approach, the cost approach and highest & best use analysesAssist with marketing and published collateral, including Baker Tilly's quarterly real estate update.QualificationsBachelor's degree in real estate, finance, economics, business, accounting or a related field is a plus. Minimum of 15 years of experience in Real Estate Valuation or Consulting including valuations for financial reporting purposes (e.g. ASC 805 and ASC 820)Certified General Real Estate Appraiser license desiredMAI designation in progress or obtainedAbility to establish and maintain effective working relationships with supervisors, co-workers, and outside business professionalsStrong aptitude with information technology with proficient skills in word-processing, spreadsheet and presentation software and the ability to adapt to new technology is requiredStrong financial analysis skills with the ability to recognize financial issues through review of financial statementsSelf-starter who exhibits the drive and resourcefulness to work independently and with team members toward common Company goals - show confidence in functional skills and an ability to apply those skills in a multi-task cross-functional team settingAdditional Information#LI-CB2

Carries out the Secured Credit Department's mission of independently monitoring collateral on certain loans within the Corporate Banking and Business Solutions portfolios. Primary functions include appraisal management, construction loan advance approval, secured (asset-based) lending monitoring, and dealer floor plan administration. Interprets loan approvals and loan documents to determine conditions of funding. Analyzes documents supporting advances (AIA certificates, inspection reports, borrowing base reports, accounts receivable aging schedules, etc.) to determine funding availability, and identifies risks to the bank. Strong communication skills are necessary to convey concerns to management and to converse with account officers, borrowers, and third parties.Essential Job Responsibilities__________________________________Real Estate Valuation and Construction Loans1. Orders and reviews appraisals to ensure compliance with current Interagency Appraisal and Evaluation Guidelines and Uniform Standards of Professional Appraisal Practice. May render judgments regarding capitalization rates applied or methodologies employed. Maintains records of appraiser qualifications. Inputs capitalization rates into a spreadsheet/database to monitor valuation trends. Remits invoices for payment.2. Creates and maintains construction loan master files and draw files.3. Verifies all pre-funding conditions such as pre-leases, maximum loan to value, and borrower equity.4. Reviews and approves advance requests within established guidelines and total loan amounts approved by the Credit Committee. Analyzes AIA certificates, paid invoices, inspection reports, lien waivers, title bring downs and other relevant documents. Tracks the project budget, including interest reserves, if applicable. Facilitates processing of advances in conjunction with Loan Services.5. Communicates out of balance and other significant issues to management and participates in the resolution of such problems.6. Identifies needed changes to Call Codes and other system fields as loans move through the construction phase to permanent financing.7. Monitors Change in Terms report for modifications to construction accounts.8. Authors Secured Credit Comments, addressing whether the project is on time, on budget, in conformance with plans and specifications, and lien free.Dealer Floor Plan1. Reviews and approves funding requests in accordance with the terms and conditions of the loan approval.2. Schedules and reconciles floor plan field audits.3. Maintains an understanding of Article 9 of the Uniform Commercial Code (UCC) and verifies termination of UCC filings following takeover funding.4. Authors Secured Credit Comments regarding the nature and quality of collateral.Secured Lending1. Orders and reviews field examinations; conveys recommendations and requirements regarding loan structure to management and/or the account officer. Remits invoices for payment.2. Creates and maintains a working file for each followed account, containing relevant loan documents, customer information, and collateral information.3. Reviews Collateral Recap and Borrowing Base reports. Validates the calculation of borrowing availability by analyzing accounts receivable, accounts payable, and inventory, as appropriate. 4. Communicates over advances and other significant issues to management and participates in the resolution of such problems. Provides trend reporting and analysis as requested.5. Reviews monthly financial statements for overall changes in a borrower's financial condition.6. Monitors Change in Terms report for modifications to followed accounts.Bona Fide Occupational Qualifications___________________________1. A Bachelor's Degree in Accounting, Finance, Economics, or other appropriate business field, or equivalent education and/or experience, is required.2. Ability to understand and analyze financial statements is required.3. Related experience in secured credit, commercial credit analysis, or lending and/or equivalent experience with the department's functions is preferred. 4. Experience in real estate valuation [Cost Approach, Sales Comparison Approach, Income Approach (including Discounted Cash Flow analysis)] is preferred.5. Proficiency with Microsoft Word and Excel is required.6. Strong reading comprehension skills necessary to interpret loan documents and other complex material. Basic math skills including precise calculations and attention to detail are required. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $50 billion in assets.Why join us?An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)Competitive pay and discretionary or incentive bonus eligibleFamily-friendly work hoursWith 175+ community bank locations, we offer opportunities to grow and develop in your career​Why join this team? We have a culture that encourages an entrepreneurial spiritWe offer multiple opportunities for development and upward mobilityWhat You’ll DoReview of residential appraisal reports. Requires ability to determine compliance with USPAP, FIRREA and Interagency Appraisal & Evaluation Guidelines. Review for appropriateness of appraiser’s reasoning, logic, and conclusions.Communicate appraisal results and address concerns and discrepancies or omissions found in appraisal reports.Assist Loan Originators and Loan Operations staff in understanding the residential appraisal/evaluation process.Serve as resource for residential real estate valuation concerns and questions.Work with third party vendors who perform appraisal management services.Meet turn time expectations as communicated to business units.QualificationsBachelor’s degree or equivalent experience required.5+ years experience in the residential appraisal industry with strong appraisal review experience.Certified Residential Appraisal license required.Strong understanding of Fannie Mae, Freddie Mac, and FHA guidelines.Strong organizational, analytical, and time management skills.Working knowledge of computer programs, including Microsoft Office Suite, Word and Excel.Working understanding of the Encompass LOS platform is a plus. ​From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving's drive to always "treat the customer right," we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation's leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.Job Summary: The MI Financial Appraisal Underwriting Department has a position open for a Junior Appraisal Underwriter. The Underwriter will review and assess the Residential Appraisals provided by third party Appraisers. The Underwriter will work with the Appraisal Report and the Collateral Analytics Report in a timely manner to ensure the Appraisal meets MI Financial guidelines and Government Agency requirements. The Underwriter is responsible for identifying errors or deficiencies in the Appraisal and communicating with the Appraisers to resolve them and obtain a revision. The Underwriter will communicate with Internal partners to advise them of decisions regarding the approval of the Appraisals.Duties and ResponsibilitiesAbility to complete Underwriting reviews and tasks and utilize Government Underwriting Guidelines and Collateral Analytics in order to approve Appraisals.Complete the M/I Financial and Government Agency Training Programs necessary to obtain Conventional, FHA, and VA Appraisal Underwriting certifications.RequirementsBachelor's Degree required. 3 years of Mortgage and Appraisal Underwriting experience.Skills and Abilities: Communicate in a professional and effective manner with M/I Financial Corporate and Branch staff and Appraisers to explain concerns, answer questions, and give direction to resolve issues. Exhibit good customer service skills and a strong sense of urgency in order to manage workload and meet deadlines. Exhibit attention to accuracy and detail in order to effectively review the appraisal and reduce errors. Ability to research and analyze new government and lender guidelines and changes to requirements. Ability to develop solutions to problems and make decisions necessary to underwrite and approve appraisals. General administrative and computer skills and the ability and willingness to learn new systems and procedures. Work Conditions and Physical Requirements: Typical office environment.BenefitsM/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing. #IND123