Credit Analyst Salary in New York, NY

Position SummaryPosition SummaryThe Carlyle Group seeks to hire an Analyst as a Product Specialist within the Global Credit Investor Relations team. The position will support Senior Credit Product Specialists in managing fundraise processes and handling investor requests. Select interaction with existing limited partners and potential investors is expected. This successful candidate must be able to prioritize multiple tasks and work under pressure in a deadline-oriented environment.ResponsibilitiesPrimary Responsibilities:Responsibilities include:• Fundraising supporto High involvement in the drafting of marketing materials for various private credit fundso Support development of due diligence materials and legal documentationo Support ongoing and ad-hoc investor requestso Work on case studies and portfolio updates with the investment teamso Market research from Preqin and other sourceso Maintenance of data room materials and investor accesso Maintenance of investor pipelines and diligence request trackerso Work with Credit Sales team on roadshow calendars, diligence sessions and meeting supporto Liaise with Fund Management to produce data requests and reporting materialso Maintenance of fund level / portfolio level talking pointso Work on various ad-hoc internal and external presentations• CRM Maintenance o Maintain fundraise trackers on DealCloudo Monitor data room access process o Assist in DealCloud coordination of large scale-diligence events o Ad hoc report requests (e.g. pulling list of investors for a specific fund etc.)• Investor Meetings and Eventso Assist with onsite investor meetings and conferences by: § Coordinating with the Credit Sales, Credit Product and investment teams to schedule road shows with investors§ Preparing meeting agenda and presentation materials and organizing prep sessions• Develop and maintain professional relationships with Sales, Fund Management, Legal and ComplianceQualificationsRequirements Education & Certificates• Bachelor's degree required• Minimum 3.5 GPA• Series 7 and 63 preferredProfessional Experience• Minimum of 2 years of experience required• Preferred Experience includes: Investor relations or business development at a private credit investment firm; investment banking/capital markets/asset management role• A strong understanding of financial markets and experience with credit strategies• Excellent computer skills, including ability to learn and become the subject matter expert in the systems used to respond to investor and Senior Credit Product Specialist requests• Self-Starter, with the ability to work well under pressure• Strong interpersonal skills• Strong organizational skills and detail oriented; attention to detail• Excellent written and oral communication skills• Flexibility to handle multiple tasks and changing priorities• Demonstrated ability to work effectively as part of a teamPosition-specific Technical Requirements • Advanced Microsoft Office (including Excel and PowerPoint) skills required• CRM system including DealCloud is preferred• Ability to quickly develop competency in manipulating various reporting platforms and systems to obtain usable LP dataBenefits/CompensationThe compensation range for this role is specific to New York City and takes into account a wide range of factors including but not limited to the skill sets required/preferred; prior experience and training; licenses and/or certifications.The anticipated base salary range for this role is $125,000. In addition to the base salary, the hired professional will enjoy a comprehensive benefits package spanning retirement benefits, health insurance, life insurance and disability, paid time off, paid holidays, family planning benefits and various wellness programs. Additionally, the hired professional may also be eligible to participate in an annual discretionary incentive program, the award of which will be dependent on various factors, including, without limitation, individual and organizational performance.Due to the high volume of candidates, please be advised that only candidates selected to interview will be contacted by The Carlyle Group. Company InformationThe Carlyle Group (NASDAQ: CG) is a global investment firm with $382 billion of assets under management and more than half of the AUM managed by women, across 600 investment vehicles as of September 30, 2023. Founded in 1987 in Washington, DC, Carlyle has grown into one of the world's largest and most successful investment firms, with more than 2,200 professionals operating in 28 offices in North America, South America, Europe, the Middle East, Asia and Australia. Carlyle places an emphasis on development, retention and inclusion as supported by our internal processes and seven Employee Resource Groups (ERGs). Carlyle's purpose is to invest wisely and create value on behalf of its investors, which range from public and private pension funds to wealthy individuals and families to sovereign wealth funds, unions and corporations. Carlyle invests across three segments - Global Private Equity, Global Credit and Investment Solutions - and has expertise in various industries, including: aerospace, defense & government services, consumer & retail, energy, financial services, healthcare, industrial, real estate, technology & business services, telecommunications & media and transportation.At Carlyle, we know that diverse teams perform better, so we seek to create a community where we continually exchange insights, embrace different perspectives and leverage diversity as a competitive advantage. That is why we are committed to growing and cultivating teams that include people with a variety of perspectives, people who provide unique lenses through which to view potential deals, support and run our business.

Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At Moody's, we're taking action. We're hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We're educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversityTeam/Department Description :Public, Project and Infrastructure FinanceRole/Responsibilities :This is an exciting and challenging role where you will serve as an Analyst covering a portfolio of project and infrastructure finance issuers with responsibility for conducting analysis, preparing rating recommendations, presenting to rating committees, leading issuer meetings, publishing research, interacting with investors and bankers, and presenting at industry events.All duties will be performed with minimal supervision and guidance from the team leader and managing director.RESPONSIBILITIESActively monitor a portfolio of project finance and infrastructure issuers, covering a range of infrastructure classes, including power, renewables, energy transportation, and social infrastructure. Maintain a high degree of rating accuracy of assigned infrastructure and project finance portfolio.Conduct initial and on-going credit analysis on a dedicated portfolio of issuers; principally municipal infrastructure entities such as airports, public power, toll roads, and seaports, as well as project finance entities.Recommend ratings for new transactions for a variety of issuers and security types. Review and assess the credit considerations of complex commercial contractual arrangements which serve as the basis for most Project Finance transactions and assess transactions with demand risk and contractual risk models.Perform and present in-depth fundamental credit analysis on a regular basis to rating committees and other internal analytical meetings to assign and maintain credit ratings.Demonstrate strong knowledge of Moody's methodologiesManage assigned issuer relationships with a high level of professionalism and engagement, including relationships with intermediariesResearch and write for publication, and execute presentations to a high quality standard on credit trends / opinions / topical issuesMaintain relationships with high-profile issuer clients, investors and intermediaries, with frequent interaction with investors and intermediaries.Qualifications :Must have a Bachelor's degree or foreign equivalent in Business Administration, Economics, Finance, or a closely related field. Masters degree preferred.A minimum of 3-5 years of progressively responsible corporate finance or credit related experience including analyzing project finance and infrastructure transactions, government owned enterprises, or global corporate infrastructure or industrial companies.Working knowledge of the project finance and infrastructure marketStrong quantitative aptitude, proven analytical skills and strong attention to detailSound judgment and capability of developing independent opinions and defending viewsExcellent oral and written communication skillsExperience managing customer relationships#LI-HybridFor US-based roles only: the anticipated hiring base salary range for this position is$129,200.00to$206,800.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody's also offers insurance and a discounted employee stock purchase plan for limited duration employees.Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.Moody's Corporation is a Government contractor subject to the Vietnam Era Veterans' Readjustment Assistance Act of 1974, as amended by the Jobs for Veterans Act of 2002, 38 U.S.C. 4212 (VEVRAA), which requires Government contractors to take affirmative action to employ and advance in employment: (1) disabled veterans; (2) recently separated veterans; (3) active duty wartime or campaign badge veterans; and (4) Armed Forces service medal veterans.VEVRAA Federal ContractorWe Request Priority Protected Veteran and Disabled Referrals for all of our locationsPlease contact Donna Hutchinson, Assistant Vice President, Talent Attraction for any questions regarding this listing.PDN-9bb94cc9-f756-4482-922c-46b52c2eb124

Conduct credit analyses on broker-dealers, insurance firms, asset managers, and financial institutions, focusing on investment strategy, asset quality, leverage, liquidity, historical performance, portfolio exposures, and risk control framework.Evaluate derivatives and securities financing transactions across the client base, collaborating closely with derivatives marketers, relationship managers, risk management, credit departments, and legal teams to mitigate risk.Perform ongoing credit monitoring of the assigned portfolio, ensuring the accuracy of risk ratings and promptly escalating any deterioration in credit quality to management.Identify policy exceptions and monitor termination events to ensure compliance with established guidelines.Engage in special projects as needed to support departmental objectives and initiatives.MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.Bachelor's degree (BA/BS) in finance or business is required; MBA or CFA preferred.1-2 years of relevant credit work experience covering broker-dealers, insurance, asset managers, and financial institutions.Strong understanding of derivatives and securities financing transaction (SFT) product risk.Demonstrated interest in client interaction with exceptional verbal and written communication skills.Ability to work independently and thrive under pressure in a demanding environment.Strong analytical skills with meticulous attention to detail.Proficiency in Microsoft Excel, Word, and PowerPoint.

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support.With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgments with confidence. Structured Finance - Credit Analyst, Associate Director - Asset-Backed Securities Fitch Ratings is seeking a Structured Finance Professional to join the Asset-Backed Securities Group in our Chicago or New York offices.Fitch Ratings is adding a highly motivated credit professional to the Asset Backed Securities (ABS) team as an Associate Director or Director. The position will be responsible for a wide range of projects including assuming a role in rating ABS transactions and authoring market commentary and research. Successful candidates should demonstrate an ability to lead new transaction analysis and apply macro trends impacting consumers to develop credit views. In this leadership role strong communication skills are essential to the role with broad internal and external responsibilities to disseminate credit views. The position covers North American ABS, with initial emphasis on consumer sectors such as auto loan and lease and unsecured installment loans.What We Offer: Ability to grow your presence in ABS credit, along with the breadth and depth of your reach across different sectors, asset classes, structures and markets. An opportunity to be a lead coverage analyst in a growing and dynamic group, which was the leader in ABS ratings last year; A rewarding leadership role, with responsibilities over new rating analysis, projects to improve criteria and tools and engaging with the market externally. We'll Count on You To: Lead deal teams to analyze critical credit, legal and structural elements of ABS transaction structures; Contribute to dynamic rating workflows by leading rating analysis on a portfolio of ABS transactions and participating externally with investors, issuers and bankers; Deploy and implement various credit tools and cashflow models to form analytical views and recommendations; Stay abreast of sector trends and communicate views internally and externally; Assist in the development of ratings criteria, including forming recommendations to bolster analysis and iteratively improve; and Lead and/or support sector trend research reports and projects. What You Need to Have: We are looking for a credit professional with a BA/BS degree and a minimum of 5 to 7 years work experience with previous experience rating ABS transactions. Experience managing a team, ability to inspire and strategically plan workflows and progress on multiple projects in parallel. Fitch is a team-oriented work environment, so excellent interpersonal skills are essential, as is a high productivity work-ethic and a results-oriented mindset. Knack for communicating credit views (particularly in writing) and ability to analyze large data sets and form conclusions are required. Strong understanding of credit fundamentals and current economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques. What Would Make You Stand Out: Direct experience in evaluating new ABS transactions, either buy-side or sell-side is prized; CFA candidate, or other professional designations highlighting strong capacity for the role; Thoughtful views on economic trends in north America and expected impacts to consumer households and credit; Passion for cash flow modeling and loss forecasting analysis, with practical experience; Desire to expand your capabilities and expertise across ABS asset classes with a leading team in the credit markets. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone.Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.We are building incredible things at Fitch and we invite you to join us on our journey.Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: www.fitchratings.com | www.fitchsolutions.com | www.fitchlearning.com Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. UNITED STATES ONLY: As part of its continued efforts to maintain a safe workplace for employees, Fitch requires that all employees who receive a written offer of employment on or after October 4, 2021 be fully vaccinated (as defined by the CDC) against the coronavirus by the first day of employment as a condition of employment, to the extent permitted by applicable law. Fitch will consider requests for reasonable accommodations due to medical and/or religious reasons on an individual basis in accordance with applicable legal requirements. FOR NEW YORK AND CALIFORNIA ROLES ONLY: Expected base pay rates for the role will be between $95,000 and $130,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID

Delphi Capital Management ("DCM") is a subsidiary of Tokio Marine Holdings and serves as the investment manager for its USD investment portfolios and to other TM group companies. DCM has $50B AUM and a strong proven track record of profitable growth.We are looking for associate to senior level Credit Analysts to join our NYC team and generate investment recommendations for the firm's corporate portfolio, containing US high-yield/investment grade and emerging markets credits. Candidates should have 5-10 years of direct experience in fundamental credit analysis in the aforementioned credits and in specific sector coverage.Job DescriptionOur team is comprised of investment managers and analysts who report to the Chief Investment Officer. The Credit Analyst will:Work closely with the CIO and PMs in sourcing and assessing buy/sell opportunities in HY/IG and monitoring positions in the portfolio.Complement the existing research effort by conducting deep fundamental analysis on respective coverage sectors.Develop valuation screens/models to highlight opportunities across/within fixed-income sectors.Have a strong understanding of covenants/indentures.Maintain an understanding of relevant sector dynamics and be able to leverage fundamental and quantitative screens to narrow towards key investment ideas.Effectively communicate, articulate, and defend investment thesis.Construct comprehensive written investment reports.The ideal candidate must have technical and modeling skills meet the following requirements:5-10 years of experience as a Credit Research analyst in buyside credit, sell side research, investment banking, or ratings agencies, ideally in High Yield/Leveraged Loan credit analysisStrong knowledge of financial accounting, capital structure, and financial forecasting4 -year degree from top tier accredited college or university - MBA and/or CFA designation is a plusExcellent bottom-up financial modeling and analytical skills with an understanding of top-down thematic viewsStrong analytical and problem-solving skills and the ability to apply them to a range of sectors and investment situationsResults-oriented with a proven ability to work in a fast-paced and collaborative environmentAble to operate autonomously and think independentlyStrong organizational skills, accuracy, and attention to detailExcellent people skills with superior verbal and written communication skillsEntrepreneurial mindset while being a dynamic team playerProactive and flexible individual, who is strategic but hands-on, organized and provides clear priorities and goalsHighly collaborative, with a track record of exceeding expectations in a collaborative and collegial environmentOwnership mindset. An individual who takes responsibility for the accuracy and outcome of workCompensationBase range of 125-175k depending on experiencePerformance-based bonusFull range of benefits including medical, dental, 401(k)DCM is an equal opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, national origin, citizenship, age or disability, or any other classification or characteristic protected by federal or state law or regulation. We assure you that your opportunity for employment depends solely on your qualifications.Tokio Marine Holdings, Inc. is a global financial service holding company that operates a broad array of property-casualty and life insurance, reinsurance, and other financial businesses.

The VP- or Director level Credit Risk Analyst - FIG Latam will be primarily responsible for the LatAm Financial Institution's portfolio, which includes banks, broker/ dealers, insurance companies and pension funds. Accordingly, fluency (written and oral) is essential in both Spanish and English.The Credit Risk Analyst position will be part of the Financial Institutions Risk team, which covers banks, insurance companies, broker/ dealers, and pension funds for the Americas. The Credit Risk team is considered the second line of defense at Natixis, and accordingly, the focus will be on the counterparty assessment of the Credit Requests (mainly Trading) and the formulation of a written Risk Opinion, which may be presented to Credit Committee.He/she/they will be responsible for providing analysis on Financial Institutions for the US, Canadian and LatAm banks, Insurance companies, broker/ dealers, and pension funds; the role will include, but will not be limited to:Prepare written risk opinions and analysis; articulate a convincing case in support of the risk opinion; and challenge the First Line of Defense analysis when appropriatePresent to Senior Management and Credit Committees when requiredConduct client due diligence calls or visits when appropriate; professionally represent the bank with clientsRecommend Credit terms and conditions within Trading DocumentationStay connected with industry trends and macro issues which may impact the portfolio; be able to recommend changes or action impacting specific clients or groups of clients.Have a good understanding of the regulatory environment in which each of our counterparts operateRequirements:Bachelor's Degree from an accredited university/college required in Finance, Accounting, Economics or other business-related discipline. Graduate degree preferred, but not essential.Must be fluent (written and oral) in Spanish and EnglishMinimum 6 years of previous credit experience that has preferably included the review of trading limits to financial institution counterparties.Previous experience in a financial institution a plusStrong analytical and critical thinking abilitiesAbility to identify and concisely describe the potential risk(s) and positive attributes of each request, with the ultimate goal being to support the business while avoiding undue risks and credit loss.Familiarity with due diligence and analysis requirements for counterparties and capital markets products.Self-motivated with the ability to work independently while understanding when to involve other team members as needed and to work effectively in a team environment.Effective communication (written, oral and listening) and interpersonal skills. Skillful written communication is essential: the ability to convey thoughts clearly and succinctly and to communicate pertinent complex information in a clear and organized manner.Proficient in MS Office products including extensive knowledge of MS ExcelNatixis is an equal opportunity employer, committed to a workplace free of discrimination. Natixis will not tolerate any form of discrimination based on age, color, mental or physical handicap or disability, pregnancy, marital status, sexual orientation, national origin, alienage, ancestry or citizenship status, race, religion, sex (including sex stereotyping, gender identity, gender expression or transgender status), veteran status, creed, genetic information or carrier status, or any other protected characteristic as established by law. Respect for all means that we deal with each person as an individual and not as a member of any group. All qualified applicants will receive consideration for employment. Management is expected to provide leadership in supporting the firms EEO program by taking steps to promote EEO in all facets of employment including recruitment, hiring, retention, promotion, performance assessment, and career-development opportunities.The salary range at the VP-level for this position will be between $145,000 - $180,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance.The salary range for at the Director-level for this position will be between $185,000 - $225,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance.

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support.With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgments with confidence. Structured Finance - Analyst / Senior Analyst, Asset-Backed Securities Fitch Ratings is seeking a Credit Analyst to join the Asset-Backed Securities Group in our Chicago or New York offices. Fitch Ratings is adding a highly motivated professional to the Asset Backed Securities (ABS) team as an Analyst. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans. Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal). What We Offer: Ability to grow your presence in ABS credit, along with the breadth and depth of your capabilities across different sectors, asset classes, structures and markets; An opportunity to develop as an analyst in a growing and dynamic group at a global rating agency; A rewarding role that is essential for the debt capital markets to make more informed decisions via timely, insightful and forward-looking rating actions and research. We'll Count on You To: Analyze the critical credit, legal and structural elements of ABS transaction structures; Contribute to dynamic rating workflows by leading analysis and monitoring a portfolio of ABS transactions; Utilize cashflow models to form opinions on future performance; Staying abreast of sector trends and communicate your views effectively; Lead and/or support sector trend research reports and projects. What You Need to Have: We are looking for a professional with a BA/BS degree and a minimum of 1-2 years of relevant experience. Knack for communicating your views (particularly in writing) and ability to analyze large data sets and form conclusions are required. Fitch is a team-oriented work environment, so excellent interpersonal skills are essential, as is a strong work-ethic and a results-oriented mindset. Finance fundamentals and current views of economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques. What Would Make You Stand Out: Direct experience with ABS credit, either buy-side or sell-side is prized ; Thoughtful views on economic trends in North America and expected impacts to consumer households and credit ; Passion for analysis, putting together themes and working with like-minded individuals. Desire to expand your capabilities and expertise across ABS asset classes with a leading team in the credit markets. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: www.fitchratings.com | www.fitchsolutions.com | www.fitchlearning.com Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. UNITED STATES ONLY: As part of its continued efforts to maintain a safe workplace for employees, Fitch requires that all employees who receive a written offer of employment on or after October 4, 2021 be fully vaccinated (as defined by the CDC) against the coronavirus by the first day of employment as a condition of employment, to the extent permitted by applicable law. Fitch will consider requests for reasonable accommodations due to medical and/or religious reasons on an individual basis in accordance with applicable legal requirements. FOR NEW YORK AND CALIFORNIA ROLES ONLY: Expected base pay rates for the role will be between $80,000 and $95,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support.With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgments with confidence. Structured Finance - Credit Analyst, Director, Asset-Backed Securities Fitch Ratings is seeking a Credit Professional to join the Asset-Backed Securities Group in our Chicago or New York offices. Fitch Ratings is adding a highly motivated credit professional to the Asset Backed Securities (ABS) team as a Director. The position will be responsible for a wide range of projects including assuming a role in rating ABS transactions and authoring market commentary and research. Successful candidates should demonstrate an ability to lead new transaction analysis and apply macro trends impacting consumers to develop credit views. In this leadership role strong communication skills are essential to the role with broad internal and external responsibilities to disseminate credit views. The position covers North American ABS, with initial emphasis on consumer sectors such as auto loan and lease and unsecured installment loans. What We Offer: Ability to grow your presence in ABS credit, along with the breadth and depth of your reach across different sectors, asset classes, structures and markets. An opportunity to be a lead coverage analyst in a growing and dynamic group at a global rating agency; A rewarding leadership role leading new rating analysis that is essential for the debt capital markets to make more informed decisions. We'll Count on You To: Lead deal teams to analyze critical credit, legal and structural elements of ABS transaction structures; Contribute to dynamic rating workflows by leading rating analysis on a portfolio of ABS transactions and participating externally with investors, issuers and bankers; Deploy and implement various credit tools and cashflow models to form analytical views and recommendations; Stay abreast of sector trends and communicate views internally and externally; Assist in the development of ratings criteria, including forming recommendations to bolster analysis and iteratively improve; and Lead and/or support sector trend research reports and projects. What You Need to Have: We are looking for a credit professional with a BA/BS degree and a minimum of 7-years work experience with previous experience rating ABS transactions. Experience managing a team, ability to inspire and strategically plan workflows and progress on multiple projects in parallell. Fitch is a team-oriented work environment, so excellent interpersonal skills are essential, as is a high productivity work-ethic and a results-oriented mindset. Knack for communicating credit views (particularly in writing) and ability to analyze large data sets and form conclusions are required. Strong understanding of credit fundamentals and current economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques. What Would Make You Stand Out: Direct experience in evaluating new ABS transactions, either buy-side or sell-side is prized ; CFA candidate, or other professional designations highlighting strong capacity for the role ; Thoughtful views on economic trends in north America and expected impacts to consumer households and credit ; Passion for cash flow modeling and loss forecasting analysis, with practical experience; Desire to expand your capabilities and expertise across ABS asset classes with a leading team in the credit markets. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: www.fitchratings.com | www.fitchsolutions.com | www.fitchlearning.com Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.FOR NEW YORK AND CALIFORNIA ROLES ONLY: Expected base pay rates for the role will be between $115,000 and $175,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID

Perform macro/capital market analysis and maintain advanced knowledge of fixed income marketsPerform fundamental and technical analysis of rates, credit, FI derivatives, structured finance and FXIdentify investment opportunities and develop investment strategies for multi-asset fixed income portfolio construction and rebalancingMonitor the performance of the fixed income securities/sectors in hybrid portfolios, and analyze the embedded risk factors to manage the downside risksInitiate improvement/development of portfolio management tools, processes, and reportingCommunicate with manager, analyst, research providers, broker dealers and vendors for portfolio managementParticipate in business meeting to share investment ideas/analysis and prepare reports/presentationsMPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.5+ years of experience in Fixed Income, Credit, and Structured FinanceBachelor's degree in finance, accounting, economics, or related fieldsAbility to clearly communicate and articulate ideas both written and orallyExcellent financial, mathematical, and statistical skillsReliable and timely, with independent problem-solving skillsTeam player who is committed, dedicated, and confident

Delphi Capital Management ("DCM") is a subsidiary of Tokio Marine Holdings and serves as the investment manager for its USD investment portfolios and to other TM group companies. DCM has $50B AUM and a strong proven track record of profitable growth.We are looking for an analyst to work closely with the Portfolio Manager to manage, analyze, optimize, and grow DCM's private credit portfolio. The analyst will monitor the performance of the existing portfolio, evaluate new growth opportunities within private credit and alternative assets, and assist in the underwriting of direct co-investments. Candidates should have 2-5 years of experience in fundamental credit analysis and/or investment manager due diligence. DESCRIPTIONOur team is comprised of investment managers and analysts who report to the Chief Investment Officer. The Analyst will:Work closely with external investment managers to monitor the private loan portfolio; assess portfolio credit quality, risk areas, and underperforming credits; analyze portfolio performance versus expectations and applicable benchmarks; ensure compliance with investment guidelines Conduct quantitative and qualitative analysis of the private credit portfolio, identifying trends, potential risks, and opportunities for future growth Prepare and provide written and verbal reports on the status and performance of the private credit portfolio; regularly communicate, both formally and informally, with Chief Investment Officer, Investment Team, Investment Committee, and othersSource and research new investment opportunities within private credit, including complementary asset classes, new geographies, and prospective new managers and funds Perform due diligence for new manager candidates, including detailed evaluation of credit underwriting, risk management, track record, investment team, etc. Screen, analyze, and help manage direct investment opportunities from external investment managers and other deal sources; conduct comprehensive credit analysis, including qualitative assessment and detailed financial modeling Collaborate with and support other members of the investment team, as well as other functional teams across the firmQUALIFICATIONS2-5 years of investment-related experience which may include i) direct lending (sourcing, underwriting, and managing private loans), ii) alternative investments, including screening, due diligence, and monitoring of alternative funds and asset managers, or iii) consulting, research, investment banking or similar roles focused on alternative investments or private creditBachelors' degree with strong academic credentials; MBA and/or CFA designation is a plus Solid knowledge of accounting, financial reporting, and credit analysis Detailed financial modeling skills, including company/credit forecasting and analysis Strong analytical and fundamental research skills, both qualitative and quantitative Highly effective communication skills, both verbal and writtenExcellent organizational skills and attention-to-detailHighly motivated and confident self-starter with ability to work independently Track record of working collaboratively and exceeding expectations in a team environmentProficiency with Excel, Word, and PowerPoint softwareCOMPENSATIONBase range of $100-150k, commensurate with experienceDiscretionary annual bonusFull benefits including medical, dental, wellness, 401(k)DCM is an equal opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, national origin, citizenship, age or disability, or any other classification or characteristic protected by federal or state law or regulation. We assure you that your opportunity for employment depends solely on your qualifications.Tokio Marine Holdings, Inc. is a global financial service holding company that operates a broad array of property-casualty and life insurance, reinsurance, and other financial businesses.