Mortgage Consultant Salary in State of New York, USA

As a Member Advisor Team Leader, you will be responsible for supporting the Branch Manager with sales and service coaching of the branch staff and coordinates the daily operational functions, as well as meeting individual production goals.  Provide back-up to the Branch Manager as required and brings value by the open exchange of ideas and opinions around how to connect spend, save, borrow, and protect solutions to both current and prospective members.  Partners with the Branch Manager to evaluate concerns of how to meet the needs of the branch while maintaining a membership mindset.  Works as a member of the advisor team focusing on specialized accounts and loans and provides support for processing transactions as needed.  Accountable for always demonstrating operational integrity for our internal and external members and ensures that actions and behaviors drive a positive member experience. Lead minimum team size of at least 3 full time employees. HOW YOU WILL MAKE AN IMPACT Create a positive memorable member experience by cultivating, maintaining, and enhancing relationships in person, over the phone, or other channels as appropriate. Assist members with opening and closing accounts, answers questions regarding products and services offered by the credit union. Assist with problem resolution within scope of authority. Responsible for referring more complex problems to senior authority along with resolution recommendations. Assist the branch manager in maintaining efficient branch operations to include facilitating opening and/or closing procedures and periodic audit needs as well as overseeing branch operations, staffing needs and production. Create a culture that attracts, retains, and grows a team that builds trust and brings value. Partner with branch manager to ensure staff receives proper development in finding connect, spend, save, borrow, and protect solutions to reach individual/team objectives. Establish relationships with current and potential members to identify account and loan needs. Assist members with opening and closing accounts, answer questions about products and services and resolve problems that are within the given authority to resolve. Interview member applicants to develop information concerning their consumer, small business, home equity and second mortgage loan needs, earnings, and financial condition. Explain consumer loan programs and recommend options. Obtain all necessary documentation, processes and complete account and loan applications. Refer problems that are beyond authority to a supervisor, along with any recommendations. Process consultant transactions and adhere to balancing guidelines. Responsible for training junior level staff and communicating with team members of any process changes. Maintain knowledge of regulations (i.e., Reg CC, Bank Secrecy Act, OFAC, Patriot Act, Reg E, Reg DD, etc.), and model the ethical behavior expected from every employee. Other job duties as assigned. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Credit Union Secrecy Act, the USA PATRIOT Act, and the Office of Foreign Assets Control. If applicable: this position may have additional duties to include bilingual duties noted in the Bilingual Policy. WHAT YOU WILL NEED TO SUCCEED Experience5+ years relevant experience. Lending experience preferred. Education/Certifications/Licenses A high school diploma or equivalent. Must have and maintain a valid driver's license. Must have the ability to become a notary public and obtain a NMLS#. Internal candidates must have successfully passed Member Advisor Exam (score of 80% or higher). Must have successfully passed Lending training. External candidates must successfully pass Member Advisor Exam (score of 80% or higher) within 12 months of hire. PREFERRED SKILLS Ability to establish oneself as a people and sales and service leader in the branch. Strong organizational skills and ability to multi-task. Must be able to work in a team environment with the ability to interact in a positive manner with peers, management, and other departments. Professional level of verbal and written communication skills are essential to the position. Capable of analyzing credit and financial information. The ability to motivate or influence internal staff and external members is a critical part of the job, requiring a significant level of influence and trust. Ability to evaluate pros and cons, risks, and benefits of different solution options by asking the right questions and acquiring data from multiple and diverse sources when solving problems. Demonstrated ability to plan and prioritize work to meet commitments by breaking down objectives into appropriate actions and anticipate and adjust plans as needed. Ability to provide world class member service while executing Interra’s vision, mission and delivery of Core Value. INTERPERSONAL SKILLS Courtesy and tact are essential elements of the job. Work involves personal contact with members and others inside and outside the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications generally require shorter and not in-depth discussions. COMPETENCIES Drive Results - Consistently accomplishes goals even under adverse conditions. Has a strong bottom-line orientation. Pushes self and helps others achieve results.\ Functional Expertise - Possesses a sufficient level of technical and professional skill or knowledge in position-related areas; keeps up with current developments and trends in areas of expertise; actively seeks ways to grow and be challenged using both formal and informal development activities. Interpersonal Savvy - Relates to and can connect with diverse individuals and groups at all levels within the organization. Externally, builds appropriate relationships and rapport with members and external partners. Manage Complexity - Makes sense of complex information, processes, and activities to effectively solve problems. Defines situations accurately be fore determining problems and formulating approaches to solutions; is able to accomplish complex tasks with minimal guidance or instruction. Manage Work - Clearly assigns tasks; sets clear objectives and measures; and monitors process, progress, and results. Teambuilding - Builds strength-based teams with a strong identity, morale, spirit, and purpose. Clearly defines team success and fosters the environment for shared goals to be achieved. Encourages accountability and ownership for individual work. Creates a sense of inclusion and be longing in the team. ADA REQUIREMENTS Physical Requirements Able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional liftin g of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working ConditionsMust be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of member service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. Equal Employment Opportunity and Affirmative ActionInterra is an equal opportunity and affirmative action employer committed to creating a diverse workforce. Qualified applicants will receive consideration without regard to their race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or status as a protected veteran among other factors. Accessibility AccommodationInterra Credit Union invites all qualified and interested applicants to apply for career opportunities.  If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please contact [email protected]  and one of our Human Resources Consultants will contact you within 48 hours. Retail

Primary Care Development Corporation (PCDC): Catalyzing Excellence in Primary CareQuality primary care is transformative and a cornerstone of healthy, thriving communities. PCDC, a nationally recognized 501(c)(3) community development financial institution (CDFI), catalyzes excellence in primary care through strategic community investment, capacity building, and policy initiatives to achieve health equity. PCDC's Capital Investment Practice invests in communities by providing flexible, affordable capital to create lasting and sustainable impact for the organizations and the communities they serve. PCDC is uniquely positioned to provide financing that is tailored to transforming and expanding primary care, including, wherever possible, the integration of comprehensive medical, dental, and behavioral health services. PCDC provides strategic advice to help organizations that are preparing for growth and an expansion of services or planning facility development projects and offers a variety of affordable and flexible short-term and long-term loan solutions to support capital projects as well as other business and service expansions. PCDC's Capital Investment staff understand primary care business models and monitor policy changes and regulations that affect primary care practices and revenue streams and serve as trusted advisors to clients on what it takes to successfully finance capital projects in a changing health care environment. To fund our loans, we raise impact investment capital to enable us to deliver flexible, affordable capital solutions to our clients. We also partner with other community development lenders and advocates dedicated to catalyzing excellence in primary care to ensure we can meet a client's needs, regardless of project size.Position OverviewThe Capital Investment CDFI Compliance & Loan Closing Manager will be responsible for coordinating and facilitating all loan closing activity for PCDC, including balance sheet lending and NMTC transactions. This role will also support the underwriting, structuring, closing, asset management and unwinding stages of NMTC transactions. The ideal candidate will have experience with real estate transactions including loan document review and working through title and escrow as well as familiarity with the NMTC program. This position is part of PCDC's Portfolio Management team and will report to the Senior Director of the team. Job Responsibilities:Oversee all aspects of NMTC compliance, including supporting initial NMTC eligibility and compliance tests for transactions, ensuring ongoing compliance throughout the seven-year compliance period and through the unwind in accordance with NMTC program standardsMaintain a thorough and up-to-date understanding of the tax and compliance requirements related to NMTC and monitor developments in the industry related to tax credit compliance. Disseminate knowledge to colleagues to inform Capital Investment practice and PCDC's NMTC program. Manage loan closing process for balance sheet loans once a commitment letter has been issued, including coordinating with internal PCDC teams such as Finance, external PCDC counsel, and borrower and borrower counsel Review loan documents to ensure consistency with internal approvals and commitment lettersEnsure all required due diligence items such as title and survey, environmental reports, appraisals, property condition reports and third-party contracts are reviewed and satisfactory prior to loan closing and disbursement of fundsMaintain a culture of quality customer service at all points of contact with internal and external clients, Capital Investment team, staff, board and committee members, lending partners and professionals.Ensure efficient and productive communication and coordination with the senior management and the entire lending team to ensure sound compliance practicesMay provide PCDC's consultant team with contracting supportAll other duties as assignedQualifications:Minimum of three years lending experience in community development and/or community facility financing, preferably with a CDFI or other community development lenderBachelor's degree in relevant field (Masters degree preferred)Paralegal certificate or degree preferredKnowledge of NMTC and CDFI Fund compliance and reporting requirements preferred Experience reading and understanding complex legal and related closing documents and NMTC projections Knowledge of, or commitment to, the health care industry and primary health care Strong oral and written communication skillsStrong interpersonal skills and proven ability to work effectively with a wide variety of people and organizations, and in culturally and ethnically diverse environmentsSelf-motivated, with a positive attitude, and ability to meet deadlines independentlyExcellent teamwork and strong time management skillsTo Apply:For immediate consideration, please apply on our website at https://www.pcdc.org/about-pcdc/career/ .For consideration, all applicants are encouraged to include a thoughtful cover letter, resume, and available start date.This position will be 100% remote (working from home). PCDC employees in the NYC metro area are requested to come to the office 1-2 times per month. We offer a competitive salary and comprehensive benefits package, including:MedicalDentalVisionHRASTD - company paidLTD - company paidLife Insurance - company paidVoluntary Life403(b) retirementFlexible Spending account (FSA) Dependent Care (DCA)Commuter BenefitsPaid Family LeaveGenerous paid vacation, sick and personal daysPaid holidaysEmployee Assistance Program (EAP)Public Service Loan Forgiveness (PSLF) application support.*Annual Salary range: $105K-$115K*No phone calls or staffing firms please.

Preparation and review of monthly bank requisitions and coordination with internal construction team and lendersProcess funding requests and draws requests for projects with construction loansEnsure complete and timely loan draws are prepared, and vendors are paid in a timely mannerProvide construction team oversight to approve buyout of trade contracts, maintain and balance budgets and ensure timely project completion and adherence to schedulesReview and finalize subcontractor and consultant contracts, assist with contract administrationPrepare monthly audits of project tracking costs against investment approved budgetsPerform investor relations functions including monthly project construction updates, financial updates, review of project financial statements and tax returns, fund managementPrepare and distribute monthly and quarterly financial reports, including income statements, balance sheets, and cash flow statements, internally and to external partners, including investors and lendersResponsible for vendor payables, mortgage payments, property & reimbursable expenses, various fees, construction loan reconciliations, project disbursements, etc.MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.Must have at least three years of experience as a staff accountantBachelor's degree in accounting is requiredPrior experience working in public accounting is not required but a plusPrior experience working in accounting for a Real Estate Developer is requiredFamiliarity with AIA Documents G702/G703In-depth working knowledge of QuickBooks, Microsoft Office, Microsoft ProjectThorough knowledge of accounting principles and proceduresExperience with creating financial statements and overseeing budgetsExperience with general ledger functions and the month-end/year-end close process, managing closings

Position Title Branch Banking Client Consultant II (Part Time)Location Grasmere - 135 (Staten Island, NY)Job Summary The Branch Banking Client Consultant II provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients.Pay Range: $19.13 - $23.91 - $28.69Pay Range: Local Minimum Wage - $0.00 - $0.00Job Responsibilities: Sales Performance: Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative.Client Experience: Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met.Risk Management: Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses.Performs more moderately complex special projects, and additional duties and responsibilities as required.Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.Job Requirements:High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required4 - 5 years customer service and sales experience, (including in the financial services industry, requiredNational Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, preferred. NMLS registration can be completed after job entry dateAbility to train and mentor others, including products and platform proceduresExperience in financial services industry, preferredExperience with using and demonstrating digital products and self-service technologies, preferred

Position Title Branch Banking Client Consultant IILocation High Ridge - 824 (Yonkers, NY)Job Summary The Branch Banking Client Consultant II provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients.Pay Range: $19.13 - $23.91 - $28.69Pay Range: Local Minimum Wage - $0.00 - $0.00Job Responsibilities: Sales Performance: Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative.Client Experience: Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met.Risk Management: Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses.Performs more moderately complex special projects, and additional duties and responsibilities as required.Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.Job Requirements:High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required4 - 5 years customer service and sales experience, (including in the financial services industry, requiredNational Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, preferred. NMLS registration can be completed after job entry dateAbility to train and mentor others, including products and platform proceduresExperience in financial services industry, preferredExperience with using and demonstrating digital products and self-service technologies, preferred

Position Title Branch Banking - Client Consultant II -FloatLocation Starrett City - 078 (Brooklyn, NY)Job Summary A Branch Banking-Client Consultant II- Float travels between assigned branches in order to provide customers with high quality, prompt, and professional financial services. Provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients.Pay Range: $19.13 - $23.91 - $28.69Pay Range: Local Minimum Wage - $0.00 - $0.00Job Responsibilities: Sales Performance: Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative.Client Experience: Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met.Risk Management: Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses.Performs more moderately complex special projects, and additional duties and responsibilities as required.Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.Job Requirements: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required4 - 5 years customer service and sales experience, (including in the financial services industry, requiredMay require National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. NMLS registration can be completed after job entry date.Ability to train and mentor others, including products and platform procedures, requiredExperience in financial services industry, preferredExperience with using and demonstrating digital products and self-service technologies, preferred

Position Title Branch Banking Client Consultant IILocation Marine Park - 312 (Brooklyn, NY)Job Summary The Branch Banking Client Consultant II provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients.Pay Range: $19.13 - $23.91 - $28.69Pay Range: Local Minimum Wage - $0.00 - $0.00Job Responsibilities: Sales Performance: Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative.Client Experience: Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met.Risk Management: Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses.Performs more moderately complex special projects, and additional duties and responsibilities as required.Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.Job Requirements:High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required4 - 5 years customer service and sales experience, (including in the financial services industry, requiredNational Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, preferred. NMLS registration can be completed after job entry dateAbility to train and mentor others, including products and platform proceduresExperience in financial services industry, preferredExperience with using and demonstrating digital products and self-service technologies, preferred