Financial Advisor Salary in St. Louis, MO

Enterprise Architecture Senior Architect Career Architecture Title: IT Principal Architect, Enterprise ArchitectureRole Title: Senior Architect, Enterprise Architecture Contact Center & Service TransformationPOSITION SUMMARY: This position plays a pivotal role in the alignment of business vision, technology strategy and investment portfolio execution in our Contact Center and Service Transformation team. This team is focused on driving the enterprise strategy to unlock accretive value through service delivery transformation and associated customer, agent, and provider experience uplift. This team will identify horizontal capabilities, align line of business initiatives that move in the direction of destination state, and develop the roadmap of incremental milestones along the way. You will be an integral part of delivering critical technology and business capabilities that enable differentiated healthcare products as part of our market growth strategy.As a Senior Architect, you will engage broadly across Enterprise Architecture, Technology, and business Operations partners. You will engage by initiating, forming, and driving the execution of strategies, roadmaps and architectures that will include modernizing our delivery approach to extract value from our current business as well as increasing value through the introduction of horizontal, composable, digital-first platforms. In addition, the person in this role should provide a level of thought leadership by bringing an outside-in perspective in making key decisions.This role requires high levels of influence within our business, technology and Enterprise Architecture organizations, extensive business knowledge and savvy, innovative problem-solving skills, and the ability to marry business and technology into a cohesive value-oriented strategy. This role is expected to serve as a trusted partner and advisor at all levels within the company.This role will also provide architectural operations support upon request.Key areas of focus:Develop the enterprise strategy for service delivery, use of horizontal platforms, and value-based milestones to get thereContact center platform consolidation / modernization, cloud migrationNew channels and capabilities, self-service, and augmented contact experiencesOrchestrate and execute test/learn experiments to gather proof points that confirm forecasted value and guide investment decisions DUTIES & RESPONSIBILITIES: Serves as internal leadership consultant, trusted advisor, and tech-savvy business leader with expert knowledge on industry-relevant and emerging technologies as well as agile, iterative, systems-thinking approaches who can guide Business and Technology on how to leveragePartners with Technology and Business drive right-sized and timely decisions with well-considered tradeoffs and optionality that advances an aligned Technology and Business strategyArticulates strategy and "connects the dots" to help Business and Technology understand the enterprise strategic direction, technology impacts, and architectural strategic direction / priorities, thus enabling improved decision support, prioritization of efforts, and alignment with enterprise priorities to drive value realizationDevelops short and long term roadmaps, outlooks, and target state architectures that are aligned with strategies and prioritize both business delivery and technical debt reduction by working through ambiguity to translate business needs to technical driversDrives programs, initiatives and projects up and down the organizational hierarchy and supports RFPs and client presentations when needed by providing business-facing architectural input and ensuring enterprise mindset is evidentRealizes the value of investment portfolio by creating the new and different using an innovative, lean startup, digital-first, product mindsetDrives and adapts architecture frameworks, patterns, standards, and components adoption based on organizational and business context.Collaborates with Engineering and Solution Architecture teams on architectural topics and technology formulariesCoaches and mentors junior Architects and Technology resources across the enterpriseEvangelizes and advocates all things Enterprise Architecture (strategies, roadmaps, target state architectures, frameworks, standards, patterns, processes, etc.)Able to serve across spectrum of Architectural roles (Business and Technology) when neededDrives the Evernorth Architecture team to achieve its full potential by maximizing the effectiveness of its leadership the through organization, prioritization, processing, and funneling of data, information, and recommendations needed to make important decisions and take impactful action QUALIFICATIONS: Bachelor's degree in Software Engineering, Computer Science, Engineering or related field, advanced degree a plus8+ years of experience in a software engineering, infrastructure, or architecture environmentExcellent knowledge of IT strategic planning and capability development with experience implementing technology strategy and roadmaps; operates with an enterprise mindsetComfortable with ambiguity and willing to take principled bets; able to "think big" and challenge conventional wisdom regarding technology refresh and hypeStrong leadership, collaboration, and negotiation skills with technical and non-technical groups with a demonstrated ability to lead through influence and build consensusExecution focused with a "get things done" attitudeAble to process high volumes of complex information, synthesize key themes, and recommend paths forwardAbility to effectively communicate complex technical concepts to senior executives and customersAbility to build, maintain, and grow high-performing architecture teamsDeep practitioner of Agile and Lean Start-Up methodologiesDemonstrated continuous improvement and continuous learning mindsetAbility to cultivate a culture of openness, transparency, and inclusionSelf directed and able to operate at the level of intent, not instruction to accomplish goalsAbility to make timely, right-sized, and value-driven decisions in the best interest of the firm TECHNICAL COMPETENCIES: Comprehensive knowledge of strategy, business, and technology frameworks, tools, and processesSkilled at aligning technology capabilities to business solutionsComprehensive knowledge of enterprise architecture frameworks, tools, and processesComprehensive knowledge of Agile and Lean Startup processesAble to coach and mentor colleagues on architectural frameworks, patterns & best practicesStrong conceptual understanding of cloud engineering and cloud-native designStrong understanding of modern data modeling and data architecture practicesDeep understanding of non-functional requirements and their importance to solution designStrong financial acumen and knowledge of financial principles to support informed decisions that extract and create valuePreferred but not required: Voice infrastructure (telco carriers, session border controllers, SIP trunks, VOIP systems)IVR / Conversational AI / Chatbots / Self-Svc automation / Intelligent digital assistantsIntelligent routing / Service models and call flowAgent session control and Customer Relationship Management systemsContact Center as a Service (CCaaS) architectures and associated migration from on-prem. CRITICAL COMPETENCIES: Interpersonal & Organizational Savvy - must be able to influence and develop relationships at all levels of the organization (executive to engineers), and be able to navigate in a highly matrixed organization Strategic Mindset - Seeing ahead to future possibilities and translating them into breakthrough strategiesCultivates Innovation - Creating new and better ways for the organization to be successfulLeadership & Decision-making - Takes a leading position, makes decisions that are timely, right-sized and value drivenCommunication - must have executive presence, ability to succinctly deliver key messages (verbal and written)Drives Results - Pushes team and cross functional partners to deliver needed results in tough circumstances and expedited timelinesAttitude - has an attitude or persona of "let's find a way to do it" attitude - no task is too big or too smallManages Complexity - Makes sense of complex and sometimes contradictory information to effectively solve problemsManages Ambiguity - Operates effectively and drives work forward even when things are not certain or there is no clear way forwardInstills Trust - Quickly gains confidence and trust of others through honesty, integrity, and authenticity Develops Talent - Mentors more junior team members to meet both their career goals and the organization's goalsIf you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.About The Cigna Group Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we're dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

The CompanyAre you looking to join an organization that is growing and dynamic? What about a high-energy, collaborative environment that rewards hard work?J.S. Held is a global consulting firm that combines technical, scientific, financial, and strategic expertise to advise clients seeking to realize value and mitigate risk. Our professionals serve as trusted advisors to organizations facing high stakes matters demanding urgent attention, staunch integrity, proven experience, clear-cut analysis, and an understanding of both tangible and intangible assets.The firm provides a comprehensive suite of services, products, and data that enable clients to navigate complex, contentious, and often catastrophic situations.The Team And Job SummaryThe Environmental/Safety Technician/Coordinator is a hybrid role which performs professional environmental health and safety (EH&S) consulting services for a wide range of industrial, maritime, and commercial clients and performs an organization coordination function. The field work requires a working knowledge of the principles, methods and techniques of environmental science, industrial hygiene, and occupational safety. An understanding and the ability to utilize pertinent aspects of chemistry, biological sciences and public health that pertain to environmental remediation projects involving lead, asbestos, mold. The ideal candidate should also expect to provide support in all EH&S efforts across all EH&S Service Lines. The work requires knowledge of J.S. Held policies and procedures, as well as general office management.This role may involve exposure to wet or humid conditions in hot climates, requiring work in elevated areas with fall protection equipment. Expect environments that might be noisy, needing hearing protection, and at times, requiring high levels of personal protective equipment. A complete physical examination by an occupational physician will be conducted to ensure the ability to wear negative pressure air purifying respirators and impermeable protective suits as needed for the role.Job Responsibilities Apply professional environmental science competence with specialized knowledge of chemistry, industrial hygiene, and biological science. Perform as a team member to resolve client EH&S concerns as necessary and ensure regulatory compliance. Willing and able to travel by air, sea, and land at short notice to reach project locations. Obtain and maintain licenses in multiple states for mold, lead, and asbestos assessments. Performs work as a team member under the direction of a Project Manager. Performs work on any number of projects at various stages of completion. Prepares studies and reports following standard format and procedures. Investigate, measure and evaluate environmental, health and safety conditions at client locations and carrying out relevant research, development, planning to complete comprehensive reports for review by senior staff. Perform as a team member to support EH&S projects from initial project setup through project close out. Perform office support functions to maintain an effective and efficient working environment.Required Qualifications Bachelor's degree in Science/Geology/Engineering. Experience in EH&S preferred but not a requirement. Valid Driver's License TWIC card eligiblePreferred Qualifications Excellent Communication Skills Competent in Microsoft office products such as Word, Excel, and Power Point. Disciplined and organized with effective Time Management ability. Competent in Adobe and/or Bluebeam. Teamwork Oriented Problem Solving/Analysis skills Builds and Maintains a Highly Ethical Reputation Outstanding Customer Relationship SkillsPhysical And Mental Job QualificationsThe physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sitting limited to lunch, breaks and driving. A number of duties performed on feet. Walking may be back and forth all day long over terrains that range from flat to hilly, rough and slippery. Able to carry equipment as much as 50 lbs unassisted. Must be able to use hand and fingers to pick up objects, turn on regulators, insert earplugs, use hand tools. Push or pull items. Able to reach above head. Able to bend at the knee. Able to climb ladders to reach high areas or down into tanks or excavations. Able to wear a self-contained breathing apparatus. Able to squat kneel or crouch in confined spaces when necessary. Must be able to hear warning signals from vehicles, radio transmissions, alarm bells, air leaks etc. Able to taste and smell to detect warning properties of hazardous chemicals. Able to detect burning sensations on skin etc. Vision must be correctable to at least 20:40 with ability to distinguish colors with good depth perception and peripheral vision.Some of the Benefits We Have IncludeJ.S. Held understands all our employees are people and sometimes life needs flexibility. We work to always provide an environment that best supports and suits our team's needs. Our flexible work environment allows employees to work remotely, when neededFlexible Time Off Policy Medical, Dental, and Vision Insurance 401k Match Commuter BenefitOther DutiesPlease note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.By submitting your application, you acknowledge that you have read the J.S. Held Online Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as required and described therein. California residents can click here to learn more about the personal information we collect and here to learn about additional privacy rights that may be available.Please Explore What We're All About At Www.jsheld.com.EEO and Job AccommodationsWe embrace diversity and our commitment to building a team and environment that fosters professional and personal enrichment is unwavering. We are greater when we are equal!J.S. Held is an equal opportunity employer that is committed to hiring a diverse workforce. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.If you are an individual with a disability and would like to request for a reasonable accommodation, please email [email protected] and include "Applicant Accommodation" within the subject line with your request and contact information.

Position Summary This role will support a team tasked with identification, analysis and execution of contract optimization opportunities. The Advisor will investigate and perform detailed analysis of value enhancement opportunities under the supervision of the Director, Strategic Planning. She or he will help coordinate and review required deliverables from cross-functional partners in Supply Chain, Finance, IT, Sales & Account Management, Legal, etc.This role will present her or his analyses to the Director and/or Sr. Director and the core working team so that constructive feedback, learnings as well as best practices are documented. In addition to her/his own value modeling, this person will review deliverables/analyses of our cross-functional partners and assess quality/methodology as well as provide suggestions for improvements. This person will need to be innovative and strategic as it relates to document review and modeling approach.The expectation is that this person grows into a consultative resource for the core working team and develops the skills to interact constructively with cross-functional stakeholders. We are looking for proactive, driven self-starters. If you deal well with ambiguity and like to challenge the status quo or traditional thought, this might be the right opportunity for you. This person will hold herself or himself accountable (i.e., expected to follow through proactively with requests/deliverables). The responsibilities will not be complete upon submission of a service request. Follow-up/post implementation analysis with downstream stakeholders will be required. Qualifications Bachelor's degree in business, scientific or analytic discipline strongly desired(data analytics, finance, accounting, economics, computer science, mathematics, engineering, etc.)At least 3 to 8 years of related data analysis experienceProblem-solving and analytical skills with the ability to work cross-functionally to deliver value to the companyComfortable working with complex data sets and queries ( Excel and SQL needed and/or willingness to learn expeditiously)Ability to communicate effectively to various audiences/levels including leadership; ability to take a complex financial/pricing issue/problem and deconstruct it into a concise, impactful message to leadersWillingness to challenge the status quo and take calculated risksAbility to work independently with minimal guidanceDemonstrated ability to prioritize and manage workload and meet project deadlinesAbility to build strong relationships with peers and across the organizationBasic understanding of the 340B Program and/or pharmaceutical manufacturer rebate process a plus.This is a hybrid position and requires the ability to work in person in our St. Louis, MO officeIf you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.About Evernorth Health ServicesEvernorth Health Services, a division of The Cigna Group, creates pharmacy, care and benefit solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention and treatment of illness and disease more accessible to millions of people. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

POSITION SUMMARY The Provider Contracting Senior Advisor provides strategic support to the negotiations team for a number of assigned pharmaceutical manufacturer accounts. Responsibilities include: contract review and interpretation, review and negotiate redlined agreements, finalizing matrices, strategic business review and participation in strategic initiatives. Understanding the financial impact of assigned accounts is critical. The position will align to the Director of Account Management. This position will work closely with various matrix partners, including legal/contracting, invoicing, rebate optimization, and formulary teams. ESSENTIAL FUNCTIONS Collaborate with negotiators and department leadership to determine strategic business review vision, objectives, strategy, and presentation content.Partner with negotiators to execute on manufacturer, product class, and drug strategies. Collaborate with assigned manufacturers and matrix partners to guide contracts through the review process, leading to execution of agreements within required timelines.Collaborate with Ascent Health Services and matrix partners, remaining aware of firewall requirements at all times.Manage pharma relationships and develop partnerships with assigned manufacturers across multiple departments within ESI's Supply Chain.Ensure accuracy of all contractual requirements and respond to inquiries within ESI to ensure accurate and timely invoicing and payment of rebates.Consult with negotiators and department leadership to determine data needs and submit data requests. Build and maintain relationships with internal and external contacts.Leverage business review knowledge across all assigned accounts to provide consultative feedback to negotiators and input on client strategy.Develop and demonstrate an understanding of assigned manufacturer needs, thinking critically as to how service offerings meet these needs.Participate in other strategic initiatives and lead special projects as assigned. QUALIFICATIONS Bachelor's degree in related field preferred, or at least 8 years related experienceMinimum three years' experience in negotiating contracts desired, preferably in the managed care and/or pharmaceutical industries.Sophistication at positioning our value proposition and our ability to meet client needs. Strong critical thinking skills.Ability to manage timelines to meet deadlines and document progress on projects as required. Must be willing to work a flexible schedule during times of peak volume.Ability to assess program metrics and financials. Excellent Word, Excel, PowerPoint, and Microsoft Office Suite skills.Superior verbal and written communication, analytical and organizational skills. Ability to prioritize work and make independent recommendations.Ability, confidence, and experience to be counterparts with other managers and directors on team.Demonstrated ability to adapt in a dynamic work environment.Knowledge of the pharmaceutical and PBM industries.Superior verbal and written communication, analytical and organizational skills. Ability to prioritize work for self and make independent recommendations.Ability, confidence and experience to be counterparts with the Sr. Account Director's team. Demonstrated ability to adapt in a dynamic work environment.Knowledge of the specialty healthcare, pharma and PBM industry.ABOUT THE DEPARTMENTThe Pharma Strategy & Contracting team plays a key role in keeping us at the forefront of healthcare evolution. Team members are tasked with overseeing partnerships with brand pharmaceutical manufacturers, one of Express Scripts' key supplier groups. Successfully maintaining these relationships allows our 83+ million patients to have access to the medicine they need at a price they can afford.If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.About Evernorth Health ServicesEvernorth Health Services, a division of The Cigna Group, creates pharmacy, care and benefit solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention and treatment of illness and disease more accessible to millions of people. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

At Edward Jones, we help clients achieve their serious, long-term financial goals by understanding their needs and implementing tailored solutions. To ensure a personal client experience, we have located our 15,000+ branch offices where our more than 7 million clients live and work.In a typical branch office, a financial advisor meets with clients and receives branch office support, so they can focus on building deep relationships with clients. Headquarters associates in St. Louis, Tempe and Mississauga provide support and expertise to help U.S. and Canada branch teams deliver an ideal client experience. We continue to grow to meet the needs of long-term individual investors. The Field Supervision Department plays a critical role in achieving the Compliance Division's mission of promoting our clients' best interest while helping to ensure the firm remains in compliance with industry rules and regulations. Supervisory responsibilities of the firm's branch offices are handled by teams in this department, which are centralized in the St. Louis and Tempe home offices.Annuity Field Supervision Directors (FSD) are registered principals with supervisory responsibility for annuity transactions submitted through assigned branch offices. An Annuity FSD utilizes extensive electronic order systems to complete the supervision of annuity transactions. Additional responsibilities include providing support to branch offices in the areas of annuity purchases and liquidations, industry regulations, and firm policies for annuities.Key Responsibilities:Partner with Financial Advisors and branch teams in an effort to assist them in building a successful and compliant annuity businessConduct review and approval of annuity order activity, including completing commission adjustments in client accounts when appropriateCoach and educate branch teams on supervisory and compliance issues, best practices, and complex client situations related to annuity productsRoutinely contact clients to discuss trade activity within their accounts and to ensure proper disclosures have been madeCommunicate potential concerns or supervisory issues to clients, Financial Advisors, home office associates, and industry regulatorsIdentify trends and patterns in branch activity to determine if follow-up is needed and/or if a situation requires escalation to another area in ComplianceWork in collaboration with internal business areas Series 7 license required that is currently active and held for a minimum of one yearSeries 9, 10, 24, 63 or 66 and insurance licenses required or must be obtained within four months of hireCompliance oversight, risk management, or supervisory related experience is strongly preferredExtensive knowledge of various annuity products including variable annuities, fixed annuities, equity indexed annuities, single premium immediate annuities, and deferred income annuitiesBroad knowledge of products, supervisory systems, firm policies, and industry rules and regulationsMust demonstrate strong conflict-management, problem solving and independent decision making skillsAbility to work in a dynamic fast paced environmentExcellent verbal and written communication skillsBachelor's degree in business-related field is preferred, but not required Candidates that live within in a commutable distance from our Tempe, AZ and St. Louis, MO home office locations are expected to work in the office three days per week, with preference for Tuesday through Thursday.

Job DescriptionWe value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply!Our people make all the difference in our success.Are you looking for a career that will directly impact business outcomes and earning results?If you're looking to add value, make an impact, and use strong analytical and math skills in a fast-paced environment, a career within the Underwriting & Analytics team at Express Scripts by Evernorth will allow you to do all this and more. As part of our Underwriting team, you will directly impact our business on a daily basis, protecting Cigna's sound financial position which enables us to meet our financial commitments to our customers.The Risk Analyst and Underwriter Advisor role will be responsible for all underwriting activities in supporting Sales and Account Management (SAM) for renewing a portfolio of clients and for new sales clients. The Risk Analyst and Underwriter Advisor will develop client-specific pricing strategies with competitive offers in the marketplace for all requests. These requests may include Request for Proposals (RFPs), Direct Renewals and Market Checks. The Risk Analyst and Underwriter Advisor will also provide underwriting support for ad hoc and complex analyses with a potential financial impact. The Risk Analyst and Underwriter Advisor will be required to gain in-depth knowledge of the PBM Industry and Express Scripts Inc. specific underwriting methods.What you'll be doing in this role:Provides expert content/professional leadership on complex Risk & Underwriting assignments/projectsManages assigned book of business focused on attaining profitable growth, persistency, and earnings.Performs case-specific risk assessments.Performs account level rate development and conducts customer negotiations with Sales on a more complex book of business.Develops and monitors account earnings plans to achieve growth and profitability.Develops strategic recommendations related to market competition, products and pricing.Partners with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues.Influences underwriting best practice and provides input to matrix partners on product development and pricingConducts ad hoc analyses which have a potential financial impact (i.e. evaluating a change in formulary request, evaluating a change in retail network or retail arrangement requests, evaluating a change in specialty arrangement request, etc.)Advise on contracting process and install process for renewing and new sales clientsResponsible for effectively communicating with Leadership, SAM and other business partners in the delivery of ESI opportunities to grow and manage financial results, including the preparation of strategic directed presentations.Manage portfolio of clients to Strategic Plan and Budget targets by managing client specific rate reliefEnsure client contract compliance by reviewing and approving financial performance guaranteesParticipate in department and company projectsWhat you'll have to be successful in this role:Bachelor's degree in Business Administration with a preference for the following major and/or minors Risk Management, Economics, Statistics, Mathematics, or Finance4-7 years of risk and/or underwriting experience in healthcareFinancial/analytical mindsetExperience in Pharmacy Benefits Manager (PBM), Managed Care, Healthcare, Pharmaceutical preferredStrong interpersonal and presentation skillsStrong analytical and problem-solving skillsAbility to support own position with data and rationale, while being open to possibility that it may need to be re-examinedAbility to build partnerships and work collaboratively with others to meet shared objectivesAbility to make good and timely decisions by interpreting and applying understanding of key financial indicatorsStrong motivation to persevere despite challengesExcellent verbal and written communication skillsBusiness acumen with leadership, innovative thinking, and customer centric mindsetSelf-starter; able to work on multiple projects simultaneouslyStrong ability with Microsoft Office Platforms and Proficient in SQLIf you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.About The Cigna Group Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we're dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Join a financial services firm where your contributions are valued.  Edward Jones is a Fortune 500¹ company where people come first. With over 8 million clients and 19,000 financial advisors across the U.S. and Canada, we’re proud to be privately-owned, placing the focus on our clients rather than shareholder returns. Behind everything we do is our purpose: We partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society. We are an innovative, flexible, and inclusive organization that attracts, develops, and inspires performance excellence and a sense of belonging.  People are at the center of our partnership. Edward Jones associates are seen, heard, respected, and supported. This is what we believe makes us the best place to start or build your career.  View our Purpose, Inclusion and Citizenship Report. 1Fortune 500, published June 2023, data as of December 2022. Compensation provided for using, not obtaining, the rating. The Branch Audit Department plays a critical role in achieving the Compliance Division's purpose of promoting our clients' best interests and decisions that foster an environment of trust by continuously partnering together to strengthen our culture of compliance to enable the best client, branch team and associate experiences.  Through teams of Branch Auditors, the Branch Audit Department executes a risk-based audit program consisting of activities required by various regulatory bodies.  Branch Auditors inspect branch offices and registered locations and conduct tailored compliance discussions with branch team members and associates to help protect clients, branch teams and the firm.  Branch auditors could be based in our HQ offices in St. Louis or Tempe, be home based and work remotely or have a hybrid work arrangement. Key Responsibilities Conduct risk-based reviews of business practices, processes, client accounts, and electronic records utilizing data analytics, reports, and tailored discussions to test the Financial Advisor and branch team's compliance with industry regulations and firm policies   Partner with Financial Advisors and branch teams through a client-centric approach to assist them in building a successful and compliant business Provide verbal and written communication related to the outcome of the review, potential concerns or risk areas discussed, specific actions needed, and resources provided Collaborate to address potential issues or risk areas with Financial Advisors, branch teams, and home office associates; determine when additional follow-up or escalation to leadership or another area is needed Participate in department projects and initiatives with a focus on improving department processes and audit program effectiveness Travel approximately 40% to 50% of the time (approximately two weeks per month) to conduct inspections and tailored compliance discussions Series 7 and 63 or 66 licenses (or equivalent) required that are currently active Series 9, 10, and 24 licenses required or must be obtained within 12 weeks of hire Travel required 40-50% of the time (approximately two weeks per month) to conduct inspections and tailored compliance discussions Financial service experience is preferred Bachelor's degree is preferred Broad knowledge of financial services products, industry rules and regulations, and firm policies and processes; excitement to continuously learn about these topics Demonstrate strong communication, active listening, problem solving, decision making, and organizational skills Ability to build relationships and manage conflict with empathy and respect Deliver results in a dynamic environment independently and through partnership with others

Role Summary: Project Management: Lead demand planning, outcome-based project tracing, tracking value associated with development progress for underwriting transformation projectControl the product vision and product roadmap by driving a deep understanding of the product and its underlying business processes to advance opportunities to advance organizations strategic goals and vision and to drive business valueDrive ideation, analysis and alignmentGain a good understanding of the business problem and the current state business process to help drive the future state and understand all impacted stakeholders and each customer's view of the solutionDrive continuous improvements of processes and systems within the organization designed to achieve or exceed business goals through optimal organization performanceImplement lean agile framework for handling complex projects through a cross-functional self-organized team using a set of guidelines to help manage project efficiently and effectivelyEnsure all components of release schedule are adhered to as defined, and proper sign-off is obtained prior releasing changes into productionDemonstrate leadership and diplomacy when prioritizing work and negotiating tradeoffsUse data analytics to possess a good understanding of the success criteria and return on investment of each solutionForward Plan the release windows and cycles across the product/portfolioManage risks and resolve issues that affect release scope, schedule and qualityCommunicate work plan, work status and work outcome to stakeholders to ensure trust and commitment to delivering solutions consistent with their needs and constraintsPartner with technology teams to support user story refinement to ensure accurate requirements and acceptance criteria align to the business needParticipate in reviews and demonstrations to validate that that completed work meets the acceptance criteria and customer needsOperate with concern for the whole product - how it looks, how it works, how it performs, how it positions the enterprise for growthUse qualitative / quantitative data analysis to evaluate value and measure resultsConduct necessary meetings and is responsible for schedule and status trackingConduct presentations regarding initiative or domain product status to cross functional IT teams and business/domain stakeholdersEnsure adherence to project management process and project documentation standardsCreate and maintain product backlogQualifications: Bachelor's degree in Finance, Computer Science, Business, Project Management or related field desired; Master's degree a plus4+ years' relevant experienceProject Management Professional (PMP) certification or Scrum Master certification preferredStrong technical abilities preferred; proficiency with Excel, SQL, Jira, VBA, Microsoft Office suiteKnowledge of PBM, healthcare industry a plusProject management skills using various programs to prepare and execute business plansExperience with project management software to track tasks, risks, dependenciesEager to learn and adapt Domain knowledge and should be able to act as change agentAdvanced knowledge of project development, including process mapping, budgeting and timeline creationDemonstrated ability to coordinate cross-functional work teams toward project completionDemonstrated effective leadership and analytical skillsAdvanced written and verbal communication skillsWillingness to work a flexible schedule to accommodate business and some travel requirementsIf you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.For this position, we anticipate offering an annual salary of 75,800 - 126,400 USD / yearly, depending on relevant factors, including experience and geographic location.This role is also anticipated to be eligible to participate in an annual bonus plan.We want you to be healthy, balanced, and feel secure. That's why you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group . About Evernorth Health ServicesEvernorth Health Services, a division of The Cigna Group, creates pharmacy, care and benefit solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention and treatment of illness and disease more accessible to millions of people. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.Creating an award-winning culture doesn't come easy. And after more than 155 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk. Compensation RangeAnnual Salary: $113,000.00 - $179,000.00 (Amount based on relevant experience, skills, and competencies.)About This JobThis position involves both the comprehensive management of existing commercial relationships as well as soliciting new business opportunities with assigned customers and targeted prospects. Although it can vary by market, targeted companies generally include those with annual sales of $10MM - $50MM and over.Essential Functions Utilize a high degree of critical thinking skills in managing a large portfolio of diverse and complex commercial relationshipsParticipate and target customer prospect calling activities with relationship manager as appropriate (especially those with active new credit opportunities)Serve as the primary advisor for a specific number of commercial relationships, ensure a high level of customer satisfaction and retention. Work with Team Leader on a semi-annual basis to assure that all appropriate products and services are being cross-sold to those relationships.Handle customer service requests for existing relationships, including loan renewals and modificationsWork with regional managers on credit requests, including general underwriting, loan structuring, negotiating/pricing, collateral, and analyze industry/credit riskComplete all requirements of loan booking, including negotiating terms, the review of loan documentation and assist in the closing processManage annual credit review schedule for team of relationship managers. Prepare loan presentations and credit reviews as necessary.Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.Work with respective regional managers in the credit management of all watch list creditsEnsure compliance with all bank policies, procedures, regulations, and lawsPerform other duties as assignedKnowledge, Skills & Abilities RequiredStrong knowledge of full range of commercial products, credit policies, procedures and terminologyAbility to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirementsExcellent analytical and problem-solving skillsStrong developed negotiation skillsStrong independent decision-making skills, with minimal management oversightMotivated and organized self-starter with strong attention to detail and the ability to manage multiple prioritiesInquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skillsAbility to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core ValuesIntermediate level proficiency with Microsoft Word, Excel and OutlookEducation & ExperienceBachelor's degree or equivalent combination of education and experience required5+ years of commercial banking experience requiredFor this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.**Level of role (III or Senior) is determined by knowledge, experience, skills, abilities, and education***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Commercial Banking Relationship Manager III and Senior job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, it is not typical for an individual to be hired at or near the top of the range for their role, and compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $113,000 to $179,000 annually. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals. The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 8000 Forsyth, St. Louis, Missouri 63105Time Type:Full time

Join a financial services firm where your contributions are valued.  Edward Jones is a Fortune 500¹ company where people come first. With over 8 million clients and 19,000 financial advisors across the U.S. and Canada, we’re proud to be privately-owned, placing the focus on our clients rather than shareholder returns. Behind everything we do is our purpose: We partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society. We are an innovative, flexible, and inclusive organization that attracts, develops, and inspires performance excellence and a sense of belonging.  People are at the center of our partnership. Edward Jones associates are seen, heard, respected, and supported. This is what we believe makes us the best place to start or build your career.  View our Purpose, Inclusion and Citizenship Report. 1Fortune 500, published June 2023, data as of December 2022. Compensation provided for using, not obtaining, the rating. Do you enjoy putting pieces together to know the bigger picture and partnering to solve complex issues? If so, there is an exciting career opportunity waiting for you in our Field Supervision Department! The Annuity Field Supervision Teams are accountable for the supervision of annuity transactions – taking appropriate actions consistent with firm and industry guidelines. This position is accountable for leading a team of Annuity Field Supervision Directors who provide help to our branch offices and internal departments. Key Responsibilities: Oversee the performance of an Annuity Field Supervision team Set clear expectations to ensure that reasonable supervision is being conducted by the team Manage the day-to-day workflow of the team Ensure that team members receive the training and development needed to become and remain effective team members Conduct regular oversight of FSD work to ensure that reasonable supervision is taking place Review and approve client contacts Review expense reports to ensure that firm resources are being used wisely Steer complex and/or technical projects and assist in the development of supervisory systems Represent the department to other business areas of the firm, industry regulators, participate in sales practice exams, testify during FINRA arbitration cases, and participate in industry conferences Promote professional standards that are with the firm culture as well as the department's stated mission and priorities Provide guidance regarding complex supervisory judgments that may involve some level of rule interpretation. Series 7 & 66 (or equivalent) required (Series 7 must be held for a minimum of 2 years) Series 9 &10 (or equivalent), 24, and insurance license required (or must be obtained within 4 months of hire) Securities industry experience and/or compliance experience is preferred Bachelor's degree preferred This position requires excellent product knowledge and knowledge of both industry regulations and firm policies and supervisory systems Proven verbal and written communication skills Ability to give effective coaching and feedback