New York Community Bank

Overview:

With assets of $42.0 billion at December 31, 2011, New York Community Bancorp, Inc. is the holding company for New York Community Bank, a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Florida, Ohio, and Arizona; and New York Commercial Bank, a New York State-chartered commercial bank serving consumers and businesses in the New York City boroughs of Manhattan, Queens, and Brooklyn, and the counties of Nassau, Suffolk, and Westchester – all in New York.New York Community Bank ranks among the largest thrifts in the nation and is one of the leading thrift depositories in most of the markets we serve. Our roots go back to 1859, when we were chartered by the State of New York in Queens, a borough of New York City. Since then, we have grown from a single branch in Flushing to 242 branch offices in five states!In New York, we operate 123 branches of the Community Bank through four local divisions, reflecting the growth of our franchise through a series of mergers with other local thrifts: Queens County Savings Bank, with 34 branches in Queens County; Richmond County Savings Bank, with 22 banking offices on Staten Island; Roosevelt Savings Bank, with eight branches in Brooklyn; and our largest division, Roslyn Savings Bank, with 55 locations in Nassau and Suffolk counties on Long Island. We also operate two branches each in the Bronx and Westchester County that operate directly under the name “New York Community Bank".In New Jersey, we serve our customers through our Garden State Community Bank division, with 51 branches in Essex, Hudson, Mercer, Middlesex, Monmouth, Union, and Ocean counties.With the acquisition of the deposits and certain assets of AmTrust Bank in December 2009, we added two new divisions to our banking family: AmTrust Bank, which serves our customers in Florida and Arizona, and Ohio Savings Bank, which serves our customers through 28 branches in the Buckeye State. Our 26 branches in Florida are largely located in the state's southern and coastal counties, while our 14 branches in Arizona are primarily located in the central part of the state. Included in that network are three branches in Yavapai County that were acquired in connection with our Desert Hills Bank transaction in March 2010.We operate our branches with an emphasis on convenience, with 261 locations that feature 24-hour ATM banking, and 223 of our Community Bank branches open at least six days a week. We also offer our customers 24-hour access to their accounts with online banking, and the ability to bank 24/7 by phone.New York Commercial Bank traces its roots to the mid 1920s, when our Atlantic Bank division was established to meet the needs of consumers and small businesses in the city of New York . Today, New York Commercial Bank has 34 branches, including 17 that operate under the name Atlantic Bank.

Benefits:

Comprehensive Benefits for Full-Time Employees Health Care Coverage 4 Medical Plans 2 Dental Plans Vision Plan Flexible Spending Accounts Health Care Flexible Spending Account Dependent Day Care Employee Stock Ownership Plan Employee 401(k) Savings Plan Group Life and Accidental Death & Dismemberment ("AD & D") Supplemental Group Life and AD&D Insurance Dependent Life Insurance Short-Term Disability Benefits Long-Term Disability Benefits Business Travel Accident Insurance Employee Assistance Plan ("EAP") Flexible Time Free Employee Checking Account No monthly maintenance/ATM fees, free checks Direct Deposit $AFEPAY Debit/Credit Card Professional Development Continuing education for specific Bank related courses TransitChek Program

Testimonials:

Hear what some of our employees have to say... "I enjoy interacting with the employees and resolving problems." - IT, 2 years "I like dealing with the customers. It feels really good to help." - Teller, 2 years "The diversity of my position is what I like most; I am doing different tasks every day so I am not stuck in repetitive motion. It keeps my work interesting." - Maintenance, 3 years "I like the work environment. I feel comfortable with the customers and the co-workers." - Personal Banking Rep, 1 year "I really enjoy working at the drive up because it is always busy; I enjoy the interaction that I have with the customer base here. It keeps the day interesting." - Teller, 3 years "I like the fact that it is very busy, I am always learning something new and I enjoy that, I also enjoy the nature of the work, it is very interesting to me." - Mortgage, 4 years "I like opening new accounts and giving the customers financial advice." - Financial Services Rep, 3 years

Diversity:

NYCB is proud to be an Affirmative Action and Equal Employment Opportunity Employer M/F/D/V

College Program:

Success starts here! NYCB offers a seasonal internship program that exposes high school and college students to careers in financial services and beyond. Interns are placed into positions which can allow them to gain the knowledge, experience, and professionalism needed to succeed in the workplace.